Business Details
Your Trusted Insurance Partner in Visalia, CA
Tom Carignan Insurance Agency is an independently owned and locally operated insurance agency serving clients across California. With over two decades of industry experience, we specialize in providing tailored insurance solutions by comparing policies from multiple trusted carriers. Our team has earned recognition through awards such as Safeco's Presidents Award and Award of Excellence, underscoring our commitment to exceptional service. As an independent agency, we prioritize personalized guidance over automated systems, ensuring clients receive optimal coverage and value.We offer comprehensive insurance products for vehicles, homes, and businesses, with expertise in auto, motorcycle, flood, and commercial insurance. Our local knowledge enables us to address specific insurance needs in Visalia and throughout California. We provide free, no-obligation quotes through convenient online access or direct consultation via phone. Our approach combines community engagement with professional advocacy, positioning us as trusted partners during both routine and crisis situations.
Services
Auto Insurance
Home Insurance
Business Insurance
Motorcycle Insurance
Flood Insurance
Highlights and features
- We offer independent insurance solutions tailored to your specific needs
- Our team has over 20 years of local insurance expertise in Visalia
- We provide free, no-obligation quotes from multiple trusted carriers
- We've earned recognition through Safeco's Presidents Award and Award of Excellence
- We combine community knowledge with personalized insurance advocacy
Services
Auto Insurance
We provide comprehensive auto insurance solutions covering standard vehicles, motorcycles, classic cars, and specialty vehicles. Our policies include liability coverage, collision protection, and comprehensive insurance options. We help California drivers meet legal requirements while offering additional protections like roadside assistance and custom parts coverage. Our local expertise ensures appropriate coverage for diverse driving needs across the state.
Home Insurance
Our homeowners insurance policies protect against fire, theft, and natural disasters while offering customizable coverage options. We provide dwelling protection, personal liability coverage, and additional living expense provisions. Specialized options include scheduled personal property coverage for valuables and landlord protection policies. Our team helps clients navigate flood insurance requirements through the National Flood Insurance Program.
Business Insurance
We offer tailored business insurance packages including property coverage, general liability, and workers compensation. Our Business Owners Policies combine essential protections for small to mid-sized businesses. Additional offerings include commercial auto insurance, surety bonds, and umbrella policies. We serve California businesses with customized risk management solutions through multiple carrier options.
Flood Insurance
We facilitate access to National Flood Insurance Program policies that cover building and contents damage from flooding. Our expertise includes explaining replacement cost value vs actual cash value reimbursement methods. We help property owners in flood-prone areas understand coverage limitations and requirements. Our services include both residential and commercial flood insurance options through approved NFIP carriers.
Motorcycle Insurance
We provide specialized motorcycle insurance covering various bike types including street cycles, cruisers, and dirt bikes. Coverage options include liability protection, custom parts coverage up to $10,000, and roadside assistance. Our policies address unique rider needs with medical coverage and uninsured motorist protection. We offer competitive rates through multiple carriers while maintaining personalized service for California riders.
People
Tom Carignan
Owner and Agent
With over 20 years in the insurance industry, Tom Carignan combines professional expertise with community involvement. A local musician and active family man, he brings personalized service to insurance solutions while maintaining deep ties to the Visalia community.
Questions
What types of insurance do you offer?
We provide auto, home, business, motorcycle, flood, and umbrella insurance policies tailored to California residents and businesses.
Are you affiliated with specific insurance companies?
As an independent agency, we work with multiple carriers to find you the best coverage options and pricing.
How can I get a free insurance quote?
Request a quote online or call us directly at (559) 732-3674 for personalized assistance with coverage options.
Do you serve areas outside Visalia?
We serve clients throughout California while maintaining our local Visalia office presence.
What are your business hours?
Our office operates Monday through Friday from 9:00 AM to 5:00 PM Pacific Time.
Can you help with flood insurance requirements?
Yes, we facilitate National Flood Insurance Program policies and explain coverage options for flood-prone properties.
