Business Details
50+ Years
experience
Your Trusted Financial Partner in Colorado Springs
Established in 1959, School District 3 Federal Credit Union has dedicated itself to the principle of 'people helping people' by providing quality financial services in a secure environment. We serve employees, students, and families of multiple school districts and public service organizations in Colorado Springs, offering tailored solutions to meet diverse financial needs. Our commitment to community empowerment is reflected in programs like the STAR STUDENT SAVER initiative, which rewards academic achievement with direct savings contributions. With over six decades of local expertise, we combine personalized service with modern financial tools, including online banking, competitive loan rates, and educational resources. Our operations adhere to strict security standards, ensuring member information is protected through advanced safeguards and compliance with federal regulations.As a member-owned cooperative, we prioritize transparency and ethical practices, offering services such as notary assistance, shared branching, and financial literacy programs. Our physical location at 1180 Crawford Ave in Colorado Springs serves as a hub for both in-person and digital financial management, supporting long-term member success through savings vehicles like certificates and IRAs. We maintain clear communication channels through phone, email, and in-person consultations, ensuring accessibility for all members. Our fee schedules and loan terms are publicly disclosed, reflecting our commitment to no-hidden-fee policies. Through continuous adaptation to technological advancements while maintaining core values, we strive to be the trusted financial partner for generations of local residents.
Services
Auto Loans
Savings Accounts
Credit Cards
Mortgage Loans
Student Loans
Certificates
IRAs
Online Banking
Notary Services
Shared Branching
Details
- Year established: 1959
Highlights and features
- We offer competitive auto loan rates with personalized financing options
- 24/7 online banking access with mobile app convenience
- Financial education programs for all age groups
- Local community focus serving Colorado Springs school districts
- Member-owned cooperative structure with transparent fee schedules
Services
Auto Loans
Competitive auto loan programs with flexible terms for new and used vehicle purchases. Our financing options include GAP insurance and warranties to protect investments. Members benefit from personalized rate calculations through our online tools and in-person consultations.
Savings Accounts
Diverse savings solutions including regular shares, vacation shares, and holiday club accounts. Special programs like STAR STUDENT SAVER reward academic achievement while money market accounts offer enhanced returns for larger balances.
Online Banking
24/7 access to account management through secure online platforms and mobile applications. Features include bill payment, transaction monitoring, and loan calculators. Mobile banking includes location-based ATM/branch finders and real-time notifications.
Certificates
Time deposit certificates with guaranteed returns, including specialized Builder CDs allowing ongoing contributions during 24-month terms. Competitive rates with early withdrawal penalties ensure disciplined savings growth for long-term financial goals.
Student Loans
Smart Option Student Loan programs supporting educational investments. Flexible repayment terms combined with financial literacy resources help students manage debt responsibly. Available for qualifying educational institutions and programs.
Questions
What school districts do you serve?
We serve Widefield School District 3, Fountain-Ft. Carson School District 8, Hanover School District 28, and associated public service organizations in Colorado Springs.
Do you offer student financial programs?
Yes, our STAR STUDENT SAVER program deposits $1 into savings accounts for every 'A' grade on K-12 report cards during the school year.
What loan types are available?
We offer auto loans, mortgages, student loans, personal loans, and lines of credit with competitive rates and flexible terms.
How can I access my account after hours?
Use our 24/7 online banking portal or mobile app for account access, bill payments, and transaction monitoring from any location.
Are there fees for wire transfers?
Domestic outgoing wire transfers require a $30 fee and completed authorization forms. Requests after 2 PM are processed next business day.
Do you have financial education resources?
Yes, we provide Dollars & Sense newsletter, loan calculators, and financial literacy programs for all age groups through our website and local branches.