Business Details
29 Years
experience
Your Trusted Mortgage Brokers in Geneva, IL
Premier Financial Services has been dedicated to helping customers achieve homeownership since 1997. Our expertise spans conventional, FHA, VA, USDA, and reverse mortgage loans, serving clients across Illinois with personalized solutions. We pride ourselves on a streamlined digital mortgage process, a 97% customer satisfaction rate, and a 20-day average loan approval period. Our team of licensed professionals, including owners Gary and Chris Buss, prioritizes transparency, competitive rates, and tailored guidance to navigate purchase or refinance needs. With over $550 million in loans funded, we combine industry experience with a commitment to accessibility and community financial services. 
Services
Conventional Mortgages
FHA Loans
VA Loans
USDA Loans
Reverse Mortgages
Details
- Year established: 1997
Highlights and features
- 20-day average loan approval period
- 97% customer satisfaction rate
- Digital mortgage process with no obligation
- Licensed experts with local market knowledge
- Over $550 million in loans funded
Associations and certifications
- Illinois Residential Mortgage Licensee
- NMLS Consumer Access
What people say
Fast approvals
Competitive rates
Knowledgeable staff
Services
Conventional Mortgages
Conventional mortgages offer fixed or adjustable rates with down payments starting at 3%. Ideal for buyers with strong credit seeking flexibility in loan terms. We provide competitive rates and personalized guidance to meet diverse financial needs.
FHA Loans
FHA loans require as little as 3.5% down and cater to first-time buyers or those with lower credit scores. We simplify the process with expert advice on eligibility, insurance requirements, and closing cost assistance programs.
VA Loans
VA loans provide zero-down options for veterans and active-duty personnel. Our team specializes in navigating VA guidelines to secure favorable terms, ensuring a smooth experience for those who qualify.
USDA Loans
USDA loans offer no-down-payment options for homes in eligible rural and suburban areas. We help borrowers understand income limits and property requirements to access this affordable financing solution.
Reverse Mortgages
Reverse mortgages enable homeowners aged 62+ to convert equity into tax-free income. We provide clear explanations of loan types, financial implications, and counseling resources to support informed decisions.
People
Gary Buss
Owner
Gary Buss co-owns Premier Financial Services with over 25 years of mortgage industry experience. He specializes in guiding clients through complex loan programs and ensuring compliance with state and federal regulations.
Chris Buss
Owner
Chris Buss co-owns Premier Financial Services and focuses on client relations and loan process innovation. With a career spanning two decades, he prioritizes transparency and customer education in mortgage solutions.
Questions
What mortgage types do you offer?
We offer conventional, FHA, VA, USDA, reverse, and jumbo loans to meet diverse home financing needs.
How can I check my loan status?
Log in to our secure portal or contact our Geneva office directly for real-time updates on your application.
Do you offer down payment assistance?
Yes, we provide access to down payment grants and programs like HomeReady and HomePossible.
Are there prepayment penalties?
No, our mortgage products do not include prepayment penalties for early loan payoff.
What credit score is required?
Minimum credit scores vary by loan type, starting at 620 for conventional and 580 for FHA mortgages.
