Principle Home Mortgage

At Principle Home Mortgage, we pride ourselves on being the leading mortgage broker in State College, Pennsylvania. With decades of experience in the mortgage industry, our team of experts is dedicated to providing exceptional customer service to all borrowers, regardless of their situation. Our mission is to help our clients find the perfect mortgage that fits their needs, whether they're buying their first home or refinancing their current one.

Our Services

As a full-service mortgage broker, we offer a wide range of mortgage products and services designed to meet the unique needs of each and every borrower. Whether you're looking for a conventional mortgage, a VA loan, an FHA mortgage, or a USDA mortgage, we have the expertise and knowledge to guide you through the process. Our services include:

• Conventional Mortgages: We offer a range of conventional mortgage products, including fixed-rate and adjustable-rate loans, with down payment options as low as 5%.
• VA Mortgages: We specialize in helping veterans and their spouses obtain VA home loans, offering benefits such as no down payment, low interest rates, and no mortgage insurance.
• FHA Mortgages: Our FHA mortgage programs offer low down payment options and flexible credit requirements, making it easier for borrowers to qualify.
• USDA Mortgages: We provide access to USDA mortgage programs, which offer low and moderate income rural residents better access to affordable housing finance options.
• Reverse Mortgages: Our reverse mortgage experts can help you determine if a reverse mortgage is right for you, providing a steady income stream to supplement your retirement income.
• Home Renovation Loans: We offer specialized loans for home renovations, including the 203K Streamline loan program, which can be used for large projects such as adding an in-law suite or upgrading a kitchen.
• Mortgage Refinances: Our refinance options are designed to help borrowers consolidate debt, lower their interest rate, or access cash for home improvements.

Why Choose Us

At Principle Home Mortgage, we understand the importance of exceptional customer service. Our team of experienced mortgage brokers is dedicated to guiding each borrower through the mortgage process, providing personalized attention and support every step of the way. We pride ourselves on being knowledgeable, efficient, and responsive to our clients' needs.

What Sets Us Apart

• Local Expertise: Our team is based in State College, Pennsylvania, allowing us to provide localized insight and expertise to borrowers in the Centre County region.
• Personalized Service: We take the time to understand each borrower's unique situation, providing customized solutions to meet their specific needs.
• Extensive Knowledge: Our team has decades of experience in the mortgage industry, ensuring that we're knowledgeable about the latest mortgage products and regulations.

Get Started Today

Whether you're a first-time homebuyer or a seasoned homeowner, we're here to help. Contact us today to discover how much home you qualify for, and let us guide you through the mortgage process. Apply now and take the first step towards achieving your homeownership dreams.