Servicing Your Mortgage Needs with Integrity and Expertise
Welcome to Express Funding Mortgage Company, your trusted mortgage broker in San Diego. For over 22 years, we have been serving the San Diego community, providing personalized mortgage services to individuals and families. Our mission is to provide exceptional customer service, expert knowledge, and competitive rates to help you achieve your dream of homeownership.
Our Story
Founded in 1998 by Brad Shoemaker, Express Funding Mortgage Company has been dedicated to providing a higher level of service and expertise to our clients. Our goal is to make the mortgage process as smooth and stress-free as possible, while providing the best possible rates and terms. We take pride in our reputation for integrity, honesty, and transparency, and we strive to build long-term relationships with our clients.
Our Services
At Express Funding Mortgage Company, we offer a wide range of mortgage services, including:
- Home Purchases: We can help you navigate the homebuying process, from finding the right loan program to closing on your new home.
- Mortgage Refinances: Whether you're looking to lower your monthly payment, tap into your home's equity, or switch from an adjustable-rate to a fixed-rate loan, we can help.
- Reverse Mortgages: If you're 62 or older, we can help you tap into your home's equity to supplement your retirement income or pay for medical expenses.
- Conforming Loans: We offer competitive rates on conforming loans up to $424,100, as well as high-balance conforming loans up to $612,950.
- Jumbo Loans: For loan amounts exceeding conforming loan limits, we offer competitive rates on jumbo loans.
- FHA Loans: We offer FHA loans with down payments as low as 3.5%.
- Home Equity Conversion: We can help you convert your home's equity into cash for home repairs, debt consolidation, or other expenses.
What Sets Us Apart
At Express Funding Mortgage Company, we pride ourselves on our commitment to customer service, expertise, and integrity. We believe in building long-term relationships with our clients, and we strive to make the mortgage process as smooth and stress-free as possible. Our clients appreciate our personalized service, competitive rates, and expert knowledge of the mortgage industry.
Testimonials
Don't just take our word for it! Here's what some of our satisfied clients have to say:
- "What I value most about Express Funding is the customer service. Since my first positive experience with them, I've used them for all of our future real estate purchases." - Jason B., Encinitas, CA
- "Brad Shoemaker and his staff are the types of professionals you want in your corner when making your important decisions on your home loan." - Steve P., San Marcos, CA
- "Brad at Express Funding is an exceptional mortgage broker. He is top shelf both in professionalism and getting the job done with the best possible mortgage rate." - Kim T., San Diego
Mixed Reviews for Express Funding Mortgage
Negative Experience
One reviewer, Deidre Pauline Tait, had a extremely negative experience with Janene Bacica, a loan processor at Express Funding Mortgage. She accused Janene of committing perjury, violating her Constitutional rights, and spreading hate and lies about her. Deidre also claimed that Janene had her kicked out of her rental home during the pandemic and burglarized her.
Positive Experiences
On the other hand, the majority of reviewers had extremely positive experiences with Brad Shoemaker and his team at Express Funding Mortgage. They praised Brad for his expertise, professionalism, and personalized service. Reviewers appreciated Brad's ability to explain complex loan processes in a clear and concise manner, making them feel comfortable and confident throughout the mortgage process. Many reviewers also mentioned that Brad was able to secure them the best possible loan rates and terms.
Common Praise
Several reviewers mentioned that Brad was always available to answer their questions and concerns, and that he treated them with respect and kindness. His staff was also praised for their hard work and creativity in finding the best loan options for clients.
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