Business Details
50+ Years
experience
Your Trusted Financial Partner in Aurora, IL
Earthmover Credit Union has served the financial needs of our community for over 60 years. As a not-for-profit financial cooperative, we prioritize member satisfaction through competitive rates, personalized service, and community reinvestment. Our comprehensive offerings include home equity loans, auto financing, checking and savings accounts, and retirement planning solutions. With a legacy of trust and innovation, we empower members to achieve financial stability while supporting local initiatives through our Community Giveback Program.Our leadership team brings decades of expertise, ensuring reliable service through digital platforms and physical branches. We maintain robust insurance coverage for accounts and operate with transparency, adhering to strict financial regulations. Through strategic promotions like our Member Referral Program, we strengthen community ties while delivering exceptional value to our members.
Services
Checking Accounts
Savings Accounts
Home Equity Loans
Auto Loans
IRAs
Online Banking
Member Referral Program
Details
- Year established: 1964
Highlights and features
- 60+ years of community financial service expertise
- Not-for-profit cooperative structure benefits members
- Competitive rates on loans and savings accounts
- 24/7 digital banking access with mobile app
- Community reinvestment and charitable programs
Associations and certifications
- American Share Insurance
- Excess Share Insurance Corporation
Services
Home Equity Loans
Leverage your home's value to access cash for major expenses or investments. Our flexible terms and competitive rates make home equity loans ideal for debt consolidation, home improvements, or educational funding. As a credit union member, you benefit from personalized guidance through the application process.
Auto Loans
Secure low-rate financing for new or used vehicles with no payments for the first 90 days. Our auto loans feature competitive APRs starting at 4.24%, with options for both members and non-members. Enjoy streamlined approval and flexible repayment terms tailored to your budget.
Checking Accounts
Manage daily finances with interest-earning checking accounts designed for convenience. Features include free online bill pay, mobile check deposit, and nationwide surcharge-free ATMs. Choose from multiple account tiers to match your spending habits and financial goals.
Savings Accounts
Grow your money with high-yield savings options including standard accounts, money market accounts, and IRAs. Holiday Club and Vacation Club accounts help automate savings for specific goals. Competitive interest rates help your deposits grow faster than traditional bank offerings.
Online Banking
Access accounts 24/7 through secure mobile and web platforms. Features include real-time transaction tracking, bill payment, check deposit, and loan management. Set up alerts for account activity and use budgeting tools to maintain financial control from any device.
People
Lisa Maratea
Vice President of Lending & Collections
With nearly 30 years at Earthmover, Lisa developed the credit union's home lending department. Her expertise in real estate lending ensures members receive personalized mortgage solutions and exceptional service throughout the loan process.
Todd Westmoreland
Executive Vice President of Lending & Collections
A 36-year veteran of Earthmover Credit Union, Todd brings extensive lending experience to his leadership role. His deep understanding of financial services helps drive strategic growth while maintaining the credit union's member-first philosophy.
Questions
How do I become a member of Earthmover Credit Union?
Visit our website or Aurora branch to complete a membership application. Provide valid ID and meet eligibility requirements through employment, residence, or family connections to existing members.
What loan options are available for first-time homebuyers?
We offer competitive mortgage rates and specialized programs for first-time buyers, including down payment assistance guidance and personalized counseling throughout the home purchasing process.
Can I access my account outside business hours?
Yes, our mobile app and online banking platform provide 24/7 account access for transactions, bill payments, and loan management from any internet-connected device.
What insurance protections apply to my deposits?
Accounts are insured up to $250,000 by American Share Insurance with additional coverage up to $750,000 through Excess Share Insurance Corporation for added security.
How does the Community Giveback Program work?
Our program allocates funds to local non-profits based on member transactions. When you use ECU services, a portion of fees helps support community initiatives through our annual charity distribution process.
