Kansas Guaranty Association

Mission & Established

The Kansas Life & Health Insurance Guaranty Association ("Guaranty Association") exists to safeguard Kansas residents who hold life insurance, health insurance, and individual annuities from the financial risk of an insurance company becoming insolvent. Established in 1972 by state legislation, the Guaranty Association has been a vital safety net for policyholders in the Sunflower State.

How We Help

When an insurance company licensed in Kansas is found to be insolvent and ordered to liquidate by a court, the Guaranty Association steps in to:

• Assure Coverage Continuity: The Association may directly provide coverage or transfer the policy to another financially stable insurance company. This ensures that policyholders can maintain their coverage without interruption.
• Protect Policyholders: The Guaranty Association's protection is in addition to any other state-run programs or assessments.
• Promote Stability: By ensuring the continuity of coverage, the Guaranty Association fosters stability in the state's insurance market.

Our Commitment

The Guaranty Association takes pride in its commitment to protecting Kansas residents and ensuring that they have access to the coverage they need. We strive to:

• Provide clear and concise information about our services and eligibility criteria.
• Respond promptly and efficiently to policyholder inquiries and concerns.
• Work collaboratively with regulators and other stakeholders to ensure the financial stability of the insurance industry in Kansas.

Our Work and Impact

Over the years, the Guaranty Association has processed numerous insolvencies and ensured uninterrupted coverage for thousands of Kansas residents. We remain vigilant in monitoring the financial health of insurance companies and standing ready to provide assistance when needed.