Business Details
25 Years
experience
Your Trusted Insurance Partner for Personalized Coverage Solutions
Luft Insurance is a locally owned and family-operated independent insurance agency founded in 2001 by John Luft. Our team of licensed professionals specializes in providing personalized insurance solutions tailored to meet the unique needs of individuals, families, and businesses. With a commitment to integrity, knowledge, and experience, we represent multiple quality insurance companies to offer comprehensive coverage options for health, life, property, auto, and commercial insurance.We prioritize understanding our clients' lifestyles and financial goals to deliver customized protection plans. Our agency prides itself on simplifying complex insurance choices through dedicated support, ensuring clients receive optimal coverage without hidden fees. With over two decades of service, we remain focused on building long-term relationships grounded in trust and transparency.
Services
Individual Health Insurance
Medicare Insurance
Life Insurance
Property Insurance
Auto Insurance
Commercial Insurance
Details
- Year established: 2001
Highlights and features
- We offer personalized insurance solutions tailored to your unique needs
- Family-owned and operated since 2001 with local expertise
- Full-service agency representing multiple quality insurers
- Agents with integrity, knowledge, and industry experience
- Comprehensive coverage for personal, health, and business needs
Services
Individual Health Insurance
Individual Health Insurance provides financial protection against medical expenses from unexpected illnesses or injuries. Our plans cover hospital stays, doctor visits, and prescription drugs while offering preventive care services at no additional cost. We help clients navigate Marketplace options and select coverage that aligns with their family's healthcare needs and budget requirements.
Medicare Insurance
Medicare Insurance offers comprehensive health coverage for individuals aged 65+ and qualifying younger individuals with disabilities. Our specialists explain Part A hospital coverage, Part B medical services, Part D prescription drugs, and Advantage Plan options. We provide comparative analysis to help clients select plans that balance premium costs with out-of-pocket expenses for their specific medical needs.
Life Insurance
Life Insurance policies provide death benefits to protect beneficiaries' financial security. We offer term life for temporary needs, whole life with cash value accumulation, and final expense coverage for end-of-life costs. Our agents explain policy features like premium structures, cash value growth potential, and beneficiary payout options to help clients choose appropriate coverage amounts and durations.
Property Insurance
Property Insurance safeguards homes and belongings against damage from fire, theft, and natural disasters. Our policies cover structural repairs, personal property replacement, liability protection for accidents on premises, and additional living expenses during home repairs. We help clients determine appropriate coverage limits for their home's rebuild value and personal asset inventory.
Commercial Insurance
Commercial Insurance protects businesses from property damage, liability claims, and operational disruptions. Our coverage options include business property protection, liability insurance for client interactions, and employee-related risk management. We tailor policies to address industry-specific risks while helping businesses maintain financial stability during unexpected events that could impact operations.
Questions
What types of insurance do you specialize in?
We specialize in health, life, Medicare, property, auto, and commercial insurance with personalized solutions for individuals and businesses.
How do you help clients choose insurance plans?
We conduct detailed consultations to understand your needs, then compare options from multiple insurers to find cost-effective coverage that matches your requirements.
Do you offer Medicare plan comparisons?
Yes, our specialists provide side-by-side comparisons of Medicare Supplement plans and Advantage Plans to help seniors make informed decisions.
Can you help with business insurance needs?
We offer commercial insurance solutions that protect against property damage, liability claims, and business interruption risks tailored to your industry.
Are your agents licensed professionals?
All our insurance agents hold active multi-line licenses and maintain continuing education to provide expert guidance across all insurance products we offer.
