Business Details
25 Years
experience
Your Trusted Katy Bankruptcy Attorney
At the Law Office of Corey L. Mills, we have dedicated ourselves to helping individuals and small businesses navigate financial challenges since 2001. Our client-centered philosophy prioritizes personalized legal guidance, ensuring every client understands their options for debt relief, including bankruptcy and alternative solutions. With over 19 years of service in Katy, Texas, and surrounding communities, we emphasize transparency, ethical representation, and comprehensive support throughout the legal process.Our team focuses on consumer and small business bankruptcy law, offering free case evaluations to help clients regain financial stability. We commit to being accessible and dedicated advocates, guiding clients from initial consultation through resolution of their cases.
Services
Chapter 7 Bankruptcy
Chapter 13 Bankruptcy
IRS Debt Relief
Bankruptcy Alternatives
Foreclosure Defense
Payday Loan Defense
Means Test Qualification
Debt Consolidation
Loan Modification
Short Sale Assistance
Details
- Year established: 2001
Highlights and features
- We offer free case evaluations with experienced bankruptcy attorneys
- Our firm provides personalized legal strategies tailored to individual financial situations
- 19 years of dedicated service to Katy, Texas and surrounding communities
- We explore all bankruptcy alternatives before recommending formal proceedings
- Attorney Corey L. Mills personally handles cases with continuous client communication
What people say
Great attitude
Extremely helpful
Professional, Thorough
Clear explanations
24/7 availability
Services
Chapter 7 Bankruptcy
Chapter 7 bankruptcy provides immediate debt relief through asset liquidation, typically completed within months. This process discharges unsecured debts while protecting essential assets under Texas exemptions. Our firm helps clients determine eligibility through means testing and guides them through creditor protection under automatic stay provisions.
Chapter 13 Bankruptcy
Chapter 13 establishes structured repayment plans over 3-5 years, allowing debtors to retain assets while reorganizing financial obligations. We assist clients in creating feasible payment proposals and navigating court requirements to achieve debt discharge while maintaining home ownership protections.
IRS Debt Relief
Our firm specializes in resolving IRS tax debts through installment agreements, offers in compromise, and bankruptcy options. We help clients understand dischargeability requirements and develop strategies to address back taxes while protecting their financial future through legal debt relief channels.
Bankruptcy Alternatives
We explore non-bankruptcy solutions including debt consolidation, creditor negotiations, and settlement programs. Our approach focuses on customized debt management strategies that may better suit clients' financial circumstances while avoiding formal bankruptcy proceedings.
Foreclosure Defense
Our services include defending homeowners against foreclosure through loan modifications, short sales, and deed-in-lieu arrangements. We work directly with lenders to create sustainable mortgage solutions while exploring bankruptcy options for comprehensive debt relief.
People
Corey L. Mills
Attorney
Licensed since 1998, Corey Mills specializes in bankruptcy law with 19 years of experience helping Texas residents. A graduate of South Texas College of Law, he focuses on personalized debt solutions while maintaining community involvement and family life in Katy.
Questions
What bankruptcy options exist for IRS tax debt?
Chapter 7 may discharge qualifying tax debt, while Chapter 13 offers structured repayment plans. We also negotiate installment agreements and offers in compromise directly with the IRS.
How does the means test affect bankruptcy eligibility?
The means test compares income against Texas household medians to determine Chapter 7 eligibility. Our firm helps analyze financial situations to identify appropriate debt relief options.
Can bankruptcy stop foreclosure proceedings?
Yes, both Chapter 7 and Chapter 13 provide automatic stay protections to halt foreclosures, giving homeowners time to reorganize debts and potentially save their properties.
What alternatives exist to formal bankruptcy?
Options include debt consolidation, creditor negotiations, and structured repayment plans. We evaluate each client's situation to determine the most effective debt relief strategy.
How long does the bankruptcy process take?
Chapter 7 typically completes in 3-6 months, while Chapter 13 requires 3-5 years of plan payments before final debt discharge occurs.
Is legal representation necessary for bankruptcy?
While not mandatory, our experienced attorneys help avoid procedural errors, maximize exemptions, and ensure proper documentation to improve case outcomes.
