Business Details
Your Trusted Partner for Personal and Business Banking Solutions
DATCU Credit Union has served communities in Texas since the Great Depression, prioritizing member needs over profits. Our mission focuses on enhancing financial well-being through personalized banking solutions and community engagement. We offer a comprehensive range of services, including checking and savings accounts, loans, credit cards, and investment products, tailored to meet individual and business needs. With 14 branch locations and 24/7 digital access, we combine convenience with personalized support.Our commitment to financial education empowers members to make informed decisions. Federally insured by NCUA, we maintain rigorous standards of security and trust. Through grants and sponsorships, we actively strengthen local communities. Our team of professionals delivers expert guidance and innovative solutions. By balancing tradition with modern technology, we ensure a seamless banking experience. Whether in-branch, online, or via mobile, DATCU remains dedicated to exceeding member expectations.
Services
Checking Accounts
Savings Accounts
Auto Loans
Mortgage Loans
Credit Cards
IRAs
CDs
Personal Loans
Student Loans
Wealth Management
Highlights and features
- We offer 24/7 account access through DATCU Danny virtual assistant
- Our community focus includes local grants and sponsorships
- Federally insured by NCUA for complete financial security
- 14 convenient branch locations across Texas service areas
- Comprehensive financial education resources for members
Associations and certifications
- NCUA
What people say
Knowledgeable, friendly, respectful, helpful
No money going to big banks
Services
Checking Accounts
Our checking accounts provide secure, flexible access to funds with multiple options including free checking, youth accounts, and business solutions. Features include no minimum balance requirements, mobile banking, and nationwide ATM access. Designed for everyday financial management while maintaining competitive rates and member benefits.
Auto Loans
We offer competitive auto loans for new and used vehicles with flexible terms up to 72 months. Our process includes pre-approval options, competitive interest rates, and personalized payment plans. Dedicated support helps members find the right financing solution for their automotive needs.
Credit Cards
Our credit card options feature cashback rewards, low APR rates, and security benefits. The DATCU Visa card includes purchase protection, travel insurance, and zero liability fraud protection. Digital wallet integration and mobile payment options enhance convenience for modern consumers.
Mortgage Loans
We provide comprehensive mortgage solutions including fixed-rate, adjustable-rate, and construction loans. Our local loan officers assist with pre-approvals, refinancing options, and first-time homebuyer programs. Competitive rates and personalized guidance support homeownership goals across Texas.
Wealth Management
Our wealth management services offer retirement planning, investment portfolios, and estate strategies. Certified professionals provide personalized financial planning using advanced tools and diversified investment options. Services cater to both individual and business clients seeking long-term financial growth.
Questions
What banking services does DATCU offer?
We provide checking and savings accounts, auto loans, mortgages, credit cards, IRAs, CDs, personal loans, and business banking solutions.
Are my deposits insured at DATCU?
Yes, all deposits are federally insured up to $250,000 by the NCUA, with additional coverage through Excess Share Insurance.
How can I access my accounts after hours?
Use our 24/7 online banking portal, mobile app, or DATCU Danny virtual assistant for account access at any time.
Do you have branches in North Texas?
We operate 14 branches across Denton, Tarrant, and Collin counties including locations in Lewisville, Corinth, and The Colony.
What financial education resources are available?
Our Financial Education Center offers budgeting tools, credit management guides, and personalized counseling sessions for members.
Videos
