Protecting What Matters Most
At Lott & Gaylor Insurance, we are dedicated to providing our clients with personalized service and a passion for risk management. With over 40 years of experience in Southwest Florida, our mission is to protect you and your loved ones from the unexpected. Our team of experienced agents takes the time to understand your unique needs and provides tailored insurance solutions to fit your lifestyle.
Our Services
We offer a wide range of insurance services, including:
- Personal Insurance: Homeowners, Condo, Renters, Auto, Umbrella, Boat, Classic Car, Motorcycle, RV, and Life Insurance
- Business Insurance: Commercial Property, Business Liability, Commercial Auto, Professional Liability, Employee Benefits, Group Health Insurance, Cyber Liability, Workers Compensation, and Surety Bonds
- Specialty Programs: Condo and Homeowners Associations, Auto Dealers & Garage, Restaurant, Motel & Hotel, Church, Contractors, Landlord Liability, Cardiovascular Perfusion, Professional Liability, Medical Malpractice, Architects And Engineers, and Client Services
Our experienced agents will work with you to understand your specific needs and provide competitive quotes from top-rated insurance companies. We believe in providing sound, informed advice to help you make informed decisions about your insurance coverage.
Our Commitment
At Lott & Gaylor Insurance, we are committed to honesty, integrity, and reliability. We understand that insurance can be confusing, and that's why we take the time to explain your options and help you navigate the process. Our goal is to provide you with peace of mind, knowing that you and your loved ones are protected from the unexpected.
What Our Clients Say
Don't just take our word for it. Our clients rave about our personalized service and expertise. Read what they have to say about their experience with Lott & Gaylor Insurance.
Get Started
Contact us today to experience the power of personal service and a passion for risk management. Call us at (239) 337-2221 or apply online to get started.
Overall Experience
The majority of reviewers had an exceptional experience with Lott & Gaylor, praising the company's professionalism, responsiveness, and customer service. Many reviewers appreciated the help they received from Megan Duchene, who was described as knowledgeable, patient, and attentive.
Positive Reviews
The positive reviews highlight the company's strengths in providing excellent customer service, competitive quotes, and professional guidance. Reviewers appreciated the prompt responses, clear explanations, and personalized attention they received from the staff, particularly Megan Duchene.
Negative Review
The sole negative review came from Sherry Hsus, who expressed frustration with a personal lines manager's poor customer service skills, citing rudeness, lack of effort, and unhelpfulness. However, it's worth noting that this review was an outlier among the overwhelmingly positive reviews.

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