Destefanis Financial Services

Who We Are

DFS Financial is a family-run team of experienced financial advisors dedicated to providing personalized, one-on-one service to our clients. With over 40 years of combined experience, we specialize in building thoughtful long-term relationships with individuals, couples, families, business owners, and working professionals. Our clients come from the Greater Boston area and various states throughout the country, and we have a specialty in working with pre-retirees and retirees, as well as those who have acquired sudden wealth.

Our Story

DFS Financial was founded on the belief that every client deserves a customized approach to their financial goals. We understand that life moves quickly and changes frequently, and our team is here to support our clients each step of the way. As independent financial advisors, we are not tied to proprietary funds, financial products, or services, and we are committed to providing objective and unbiased financial advice.

Your Financial Team

At DFS Financial, we believe that building a strong financial team is essential to achieving long-term success. Our team includes experienced financial advisors who are committed to understanding our clients' unique financial situations and helping them make informed decisions about their financial future. Our team includes:

• John Destefanis, CFP, President & Financial Advisor
• Cristina Destefanis, Financial Advisor

What We Do

DFS Financial provides a range of services designed to help our clients achieve their financial goals. Our services include:

Retirement Planning

We help our clients plan for a secure and comfortable retirement by estimating their retirement income needs and identifying potential retirement-income sources. Our retirement planning services include:

• Analysis of qualified-retirement plans
• Social Security planning
• Personal savings and investments analysis
• Retirement income projections

Investment Management

Our investment management services are designed to help our clients achieve their long-term financial goals. We believe that smart investing doesn't have to be complicated and that a sound investment strategy should reflect a client's risk tolerance, time horizon, and goals. Our investment management services include:

• Asset allocation
• Portfolio diversification
• Investment selection
• Ongoing portfolio management

Insurance Planning

DFS Financial provides insurance planning services designed to help our clients manage the financial risk of life's events. Our insurance planning services include:

• Life insurance analysis
• Disability insurance analysis
• Long-term care insurance analysis
• Health insurance analysis

Estate Planning

Our estate planning services are designed to help our clients manage their affairs during their lifetime and control the distribution of their wealth after death. We believe that effective estate management includes healthcare wishes and financial affairs management, and our estate planning services include:

• Estate analysis
• Will and trust analysis
• Power of attorney analysis
• Beneficiary designation analysis

Tax Planning

DFS Financial provides tax planning services designed to help our clients manage the impact of taxes on their financial efforts. Our tax planning services include:

• Tax-efficient investing
• Tax return review
• Tax deduction analysis
• Tax credit analysis

Education Planning

Our education planning services are designed to help our clients manage the cost of college education. We believe that saving early, staying disciplined, and knowing your funding options are key to achieving your education funding goals. Our education planning services include:

• College cost analysis
• Savings plan analysis
• Scholarship analysis
• Financial aid analysis

What Can a Financial Professional Do for You?

A financial professional can provide a range of services designed to help you manage your financial affairs and achieve your long-term financial goals. At DFS Financial, we work closely with our clients to understand their unique financial situations and help them make informed decisions about their financial future. If you're looking for a financial partner who will provide personalized, one-on-one service, contact us today to connect with our team and discuss your personal situation.