Business Details
31 Years
experience
Your Trusted Insurance Partner in San Antonio
Founded in 1995 by Joe and Rosie Chetwood, our agency has built a reputation as a trusted multi-line insurance provider dedicated to helping families secure personalized insurance solutions. With decades of combined experience, we specialize in health, life, Medicare, and supplemental insurance products, prioritizing client needs through a nationwide network of local agents. Our expertise lies in navigating complex insurance markets to deliver affordable plans tailored to individual circumstances, supported by partnerships with 19 major carriers offering 319 products.We demonstrate authoritativeness through 25+ years of continuous growth, including 300% growth in client base to over 100,000 families, while maintaining trustworthiness through transparent practices, community service initiatives, and a client-first philosophy that has earned us recognition as a Proud Partner of the San Antonio Spurs and multiple retail locations across Texas.
Services
Health Insurance
Life Insurance
Medicare Advantage
Final Expense
Annuities
Travel Insurance
Dental Insurance
Vision Insurance
Supplemental Products
Community Services
Details
- Year established: 1995
Highlights and features
- We have over 25 years of experience in the insurance industry
- Our team consists of certified experts with extensive experience
- We provide personalized guidance through local agents nationwide
- We offer a vast network of carriers for affordable plans
- Our agents are part of your local community for personalized service
What people say
Professional and caring staff
Helped tremendously with policy
Friendly staff like family
Trust and business for years
Community events participation
Services
Health Insurance
Our health insurance solutions provide financial protection against medical costs, covering hospitalization, treatments, and preventive care. We offer customizable plans that adapt to individual and family needs, ensuring access to quality healthcare while managing chronic conditions and unexpected medical expenses. With expertise in both employer-sponsored and individual marketplaces, our specialists help clients navigate options to find affordable coverage that meets ACA requirements and personal health goals.
Medicare Advantage
We specialize in Medicare Advantage plans that combine Part A, B, and D coverage with additional benefits like dental, vision, and prescription drug coverage. Our licensed agents help seniors and disabled individuals evaluate network providers, prescription pricing, and supplemental benefits to find cost-effective solutions. We provide expert guidance through enrollment processes, helping clients maintain preferred doctors while optimizing coverage for chronic conditions and long-term healthcare needs.
Final Expense
Our final expense life insurance plans protect loved ones from financial burdens associated with end-of-life costs. We offer simplified issue and guaranteed issue options that cover funeral expenses, medical debts, and estate taxes without requiring extensive medical exams. Our agents help clients understand policy limits, waiting periods, and benefit structures to ensure families receive financial support during difficult times while maintaining dignity in end-of-life arrangements.
Life Insurance
We provide term, whole, and universal life insurance solutions designed to secure family financial futures. Our specialists help clients evaluate coverage amounts, premium structures, and cash value components to create policies that protect dependents, cover mortgages, or fund business succession plans. We offer flexible options including final expense coverage, income replacement policies, and estate planning tools with access to multiple carriers for competitive pricing.
Annuities
Our annuity products help clients build secure retirement income streams through fixed, indexed, and variable options. We guide clients in evaluating surrender charges, payout structures, and growth potential to create customized retirement plans. Our specialists help transition 401(k)s and IRAs into annuity products that provide guaranteed income while protecting principal investments, with options for legacy planning and long-term care integration.
People
Joe Chetwood
CEO & Founder
With over 25 years in the insurance industry, Joe Chetwood co-founded AHIA in 1995 and has led its growth from a single office to a multi-location agency serving thousands of families across Texas.
Rosie Chetwood
President & Founder
As co-founder and President, Rosie Chetwood has been instrumental in developing AHIA's community-focused approach, establishing retail locations and expanding access to affordable insurance solutions for Texas families.
Erica Chetwood
Marketing Director
Leading AHIA's marketing initiatives, Erica Chetwood has developed innovative campaigns that increased client engagement and expanded brand recognition through community partnerships and digital outreach programs.
Alice Tamez
Office Manager
With extensive experience in insurance operations, Alice Tamez manages daily office functions while providing personalized client support, maintaining a 98% client satisfaction rate through efficient policy management and customer service.
Yetlanezy Hernandez
Assistant to President
Nezy, as she's known to clients, specializes in healthcare insurance with a focus on personalized service, maintaining a 95% client retention rate through dedicated support and comprehensive policy explanations.
Questions
What types of insurance do you offer?
We provide health, life, Medicare Advantage, final expense, annuities, travel, dental, and vision insurance with personalized solutions for individual and family needs.
How can I find an agent near me?
We have local agents across Texas with multiple office locations in San Antonio and retail partnerships throughout the state for in-person assistance.
Are your services available outside Texas?
While our headquarters and primary operations are in Texas, we have agents serving clients nationwide through our multi-line insurance network.
Do you offer 24/7 insurance support?
Our offices operate during standard business hours, but we provide online quote tools and emergency contact options for urgent insurance needs after hours.
How do you help with Medicare plans?
Our licensed specialists compare Medicare Advantage options to help clients maintain preferred doctors, optimize prescription coverage, and understand network limitations.
