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Business Details
Your Trusted Insurance Partner in Roseville, CA
More Choices Insurance Agency has been dedicated to providing tailored insurance solutions for clients across California. As an independent agency, we prioritize flexibility and client advocacy by partnering with multiple carriers to secure competitive rates and comprehensive coverage. Our team specializes in navigating complex insurance needs, from personal auto and home policies to commercial insurance packages. With a focus on transparency, we offer personalized service that adapts to evolving client circumstances, ensuring optimal protection at all life stages. Our commitment to client education empowers informed decision-making, while our proactive approach to policy reviews identifies cost-saving opportunities without compromising coverage quality.

Backed by years of industry experience, we serve as trusted advisors who advocate during claims processes and continuously monitor market options to maintain favorable terms for our clients. This dedication to service excellence has fostered long-term relationships and numerous client referrals, reflecting our core belief that insurance solutions should be as unique as the individuals and businesses we serve.
Services
Auto Insurance Home Insurance Life Insurance Business Insurance Umbrella Insurance Flood Insurance Workers Comp E&O Insurance
Highlights and features
  • We offer multi-carrier comparisons to find best rates
  • Our team advocates during insurance claims processes
  • We provide personalized policy adjustments as needs change
  • We specialize in complex insurance scenarios
  • We guarantee transparent pricing with no hidden fees
What people say
Quick response Better rates Personalized service Expert guidance Proactive approach
Services
Auto Insurance
We provide comprehensive auto insurance solutions tailored to individual driving profiles and vehicle types. Our policies protect against liability, collision, and uninsured motorists while offering customizable coverage options. With access to multiple carriers, we secure competitive rates for personal and commercial auto policies.
Home Insurance
Our home insurance policies safeguard residential properties against common risks including fire, theft, and natural disasters. We offer customizable coverage for primary residences, rental properties, and vacation homes with options for additional protections like flood insurance. Policyholders benefit from expert guidance in selecting appropriate coverage limits.
Business Insurance
We deliver comprehensive business insurance packages protecting companies against liability claims, property damage, and operational disruptions. Our offerings include general liability, workers' compensation, and professional liability coverage with tailored solutions for specific industry needs. Clients receive ongoing policy reviews to ensure coverage adapts to business growth.
Life Insurance
We offer various life insurance options including term and permanent policies to meet different financial protection needs. Our specialists help clients determine appropriate coverage amounts based on family needs and financial obligations. We work with multiple providers to find competitive rates for applicants with diverse health profiles.
Umbrella Insurance
Our umbrella insurance policies provide additional liability protection beyond standard auto and home insurance limits. This coverage protects personal and business assets from major claims or lawsuits. We help clients assess appropriate coverage levels based on their specific risk exposure and financial situation.
People
Kathy Roe
Insurance Agent
Kathy Roe specializes in personalized insurance solutions with a focus on client advocacy. She maintains extensive knowledge of insurance products and market trends to provide tailored coverage recommendations. Her approach emphasizes long-term client relationships and proactive policy management.
Questions
What types of insurance do you offer?
We provide auto, home, life, business, umbrella, flood, workers' compensation, and professional liability insurance for individuals and businesses in California.
How do you find the best insurance rates?
As an independent agency, we compare policies from multiple carriers to find competitive rates while ensuring appropriate coverage for each client's specific needs.
Can you help with existing insurance policies?
Yes, we review current policies to identify coverage gaps or overpayments, then help transition policies while ensuring continuous protection during the switch.
What happens if I need to file a claim?
We act as your advocate throughout the claims process, helping document losses and communicate with insurance companies to ensure fair and timely resolution.
Do you offer policy reviews?
We provide regular policy reviews to ensure coverage adapts to life changes, new assets, or business developments while maintaining cost-effective protection.