Business Details
10 Years
experience
Your Trusted Partner for Commercial Insurance Solutions
Jefferson Financial & Insurance Services was founded in 2016 as a partnership between father and son, quickly establishing itself as a trusted name in California's construction industry. Over a decade, we expanded our expertise to serve construction and aviation firms nationwide, offering strategic risk management and insurance market navigation. Our team combines military experience, technical knowledge, and industry-specific expertise to build tailored solutions for clients. We prioritize client relationships over carrier interests, providing independent audits, strategic marketing, and comprehensive commercial insurance products. Our approach focuses on managing premiums through customized strategies rather than generic quoting.With dedicated specialists in construction and aviation insurance, we address complex risk profiles including liability, workers' compensation, and environmental coverage. Our commitment to innovation ensures clients receive modern solutions for evolving industry challenges. We maintain transparency in operations, emphasizing client education and proactive risk mitigation. Our growth reflects our ability to adapt to market demands while maintaining personalized service. Today, we continue to serve as a strategic partner for businesses seeking reliable insurance solutions.
Services
General Liability
Workers Compensation
Commercial Auto
Umbrella Liability
Pollution Liability
Inland Marine
EPL Insurance
Cyber Liability
Builders Risk
Wrap Insurance
Details
- Year established: 2016
Highlights and features
- We provide free independent marketing audits and coverage reviews
- Our team includes licensed specialists in construction and aviation insurance
- We implement a strategic approach to premium management and risk control
- We offer comprehensive coverage analysis without quoting obligations
- Our brokers combine military experience with industry-specific expertise
Services
General Liability
Essential financial protection against third-party bodily injury, property damage, and advertising claims arising from construction operations. Covers legal defense costs and settlements. Serves as foundational coverage for construction companies managing physical and legal risks.
Workers Compensation
Provides medical care, wage replacement, and death benefits for work-related injuries or illnesses. Required coverage for construction employers protecting both employees and business assets. Includes defense against workplace injury claims.
Commercial Auto
Protects business vehicles against liability claims and physical damage. Covers company-owned vehicles involved in construction operations. Includes collision, comprehensive, and liability coverage for commercial transportation needs.
Pollution Liability
Fills gaps in general liability for pollutant-related claims. Covers third-party damages from hazardous substances during construction. Includes cleanup costs and defense against environmental regulatory actions.
Umbrella Liability
Provides additional liability limits beyond primary policies. Covers high-dollar claims across multiple coverage lines. Essential for construction projects requiring enhanced financial protection against catastrophic losses.
People
Jonathan Hage
President
Veteran of the Iraq war with expertise in strategic relationship building. Led company expansion across the US while implementing client service systems. Combines military discipline with insurance industry leadership.
Jeff Hage
Vice President
Multi-disciplinary insurance professional handling account management, production, and administration. Specializes in risk management strategies and market positioning for construction industry clients.
Sam Louwrens
Lead Construction Broker
Specializes in construction risk management strategies. Licensed in California and Texas with extensive experience in cost control and market navigation for general contractors and developers.
Erik Everson
Lead Aviation Broker
Aviation industry veteran with mechanical and insurance expertise. Licensed producer specializing in aviation insurance solutions. Combines technical knowledge with strategic coverage placement for aviation clients.
Questions
What industries do you specialize in?
We specialize in commercial insurance for construction and aviation industries, providing tailored risk management solutions for both sectors.
Do you offer free insurance consultations?
Yes, we offer free 15-minute strategy sessions and coverage analysis without obligation to quote.
How are you different from other insurance brokers?
We focus on strategic premium management rather than generic quoting, providing independent audits and customized risk control solutions.
What types of construction insurance do you offer?
We provide general liability, workers' compensation, commercial auto, pollution liability, and specialized construction coverages.
Do you serve clients outside California?
Yes, we serve construction and aviation clients nationwide through our strategic insurance partnerships.
