Stearns Financial Services

Stearns Bank stands as a trusted financial partner dedicated to empowering businesses and individuals in their financial journey. With a rich history spanning over 140 years, we have remained steadfast in our commitment to provide exceptional financial services and tailored solutions to meet the diverse needs of our clients.

Our Services

Stearns Bank offers a comprehensive suite of banking and financial services designed to meet the unique needs of businesses and individuals. Our comprehensive services include:

Personal and Business Banking

• Savings and checking accounts
• SBA and commercial loans
• Equipment finance contracts
• Credit cards (personal and business)

Commercial Banking Solutions

• Deposit control panel
• Insured cash sweep accounts
• Business credit card programs
• Treasury management services

Specialized Lending Options

• 179 Small Business Loans
• Farm & Land Loans
• USDA Rural Development Loans
• Business & Industry Loans
• Food Supply Chain Financing
• Renewable Energy Financing

Specialized Services

• Commercial Real Estate Finance
• Affordable Housing Finance
• Opportunity Zones Financing
• Business Acquisitions financing
• Business Growth & Expansion funding

Dedicated Expertise

Our team of experienced professionals possesses deep knowledge and expertise in various sectors such as agriculture, healthcare, construction, and manufacturing. We work closely with clients to understand their unique needs and provide tailored solutions.

Corporate Culture

At Stearns Bank, we value diversity, inclusion, and a commitment to responsible banking practices. We are committed to fostering a positive and inclusive work environment that empowers our employees to deliver exceptional customer service and innovative financial solutions.

Our Vision

Our vision is to be a leading provider of financial solutions that empower our clients to achieve their financial goals and create lasting value. We strive to be known for our exceptional customer service, innovative products, and unwavering commitment to community.