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Protecting Your Financial Future

At Bayer Heritage Federal Credit Union, we are committed to providing exceptional financial services to our members. Our credit union was founded with the goal of serving the financial needs of our community, and we take pride in our ability to offer a range of products and services that meet the diverse needs of our members.

Membership Benefits

At Bayer Heritage FCU, we believe that our members are more than just account holders - they are part of a community. That's why we offer a range of benefits and services designed to help our members achieve their financial goals.

Savings Accounts

At Bayer Heritage FCU, we offer a variety of savings accounts to fit your needs. Our Share (Savings) Accounts are open to anyone who joins our credit union with a minimum deposit of $5. This represents that you are a shareholder, or member, and gives you access to all the benefits of membership. Our Share (Savings) Accounts are designed to help you save for the future and earn dividends on your deposits.

Checking Accounts

We also offer a range of checking accounts designed to fit your needs. Our Checking+ Rewards Accounts offer a fee-free package of checks, online banking, and bill pay, as well as rewards for using your debit card.

Loan Services

At Bayer Heritage FCU, we offer a range of loan services designed to help you achieve your financial goals. Whether you're looking to purchase a new home, finance a vehicle, or consolidate debt, we have a loan program to fit your needs.

Investment Services

Our investment services team is dedicated to helping you grow your wealth over time. Our representatives are trained to help you make informed investment decisions and can help you create a personalized investment plan that meets your financial goals.

Insurance Services

At Bayer Heritage FCU, we believe that everyone deserves peace of mind. That's why we offer insurance services designed to protect you and your family from unforeseen events. Our insurance services include life, disability, and involuntary unemployment insurance.

Online Services

At Bayer Heritage FCU, we are committed to providing our members with convenient online access to their accounts. Our online banking service allows you to check your account balance, pay bills, and transfer funds, all from the comfort of your own home.

Privacy and Security

At Bayer Heritage FCU, we take the security and privacy of your personal and financial information seriously. We adhere to the highest standards of security and privacy, and we are always committed to protecting our members' sensitive information.

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