Business Details
45 Years
experience
Affordable Life Insurance Solutions for Families
Legal & General America (LGA) has dedicated over 70 years to providing life insurance solutions that protect families and businesses across the United States. Founded in 1981 as the US arm of a global insurer with roots dating to 1836, we combine international expertise with localized service. Our mission centers on safeguarding financial well-being through term and universal life insurance policies tailored to individual needs. With $11 billion in assets and a top-two ranking for term life insurance providers, our financial strength is evidenced by high ratings from Fitch, S&P, and A.M.Best. We offer customizable coverage options including term riders, child protection, and accelerated death benefits, supported by a network of 150,000 agents nationwide. Our commitment extends beyond insurance through socially responsible practices and a Great Place to Work certification, reflecting our dedication to both customers and employees.
Services
Term Life Insurance
Universal Life Insurance
No Exam Policies
Policy Riders
Claims Processing
Details
- Year established: 1981
Highlights and features
- 70+ years of experience in life insurance
- Ranked #2 term life insurer in the US
- High financial strength ratings from major agencies
- Over 150,000 agents nationwide for personalized service
- Customizable policies with riders and flexible terms
Associations and certifications
- Fitch
- S&P
- A.M. Best
What people say
Affordable rates
Quick claims process
Comprehensive coverage
Excellent customer service
Easy online quote process
Services
Term Life Insurance
Term life insurance provides affordable, fixed-period protection ideal for mortgage protection or income replacement. Policies range from 10 to 40 years with level premiums and death benefits. Beneficiaries receive tax-free payouts for expenses like education, medical bills, or funeral costs.
Universal Life Insurance
Universal life offers lifelong coverage with flexible premium payments and potential cash value accumulation. Policies guarantee death benefits until age 121 with options to adjust coverage amounts. Ideal for legacy planning and long-term financial security.
Policy Riders
Riders enhance base policies with specialized benefits like child protection, accelerated death benefits, or stacked term coverage. These customizable options allow tailored financial protection for specific needs without increasing base policy costs.
People
Mark Holweger
President and CEO
With decades of industry experience, Mark leads LGA's strategic vision for protecting American families through innovative insurance solutions.
Andrew Love
Chief Financial Officer
Andrew oversees financial operations, ensuring LGA maintains strong ratings and sustainable growth for policyholder security.
Michelle Buswell
Chief Operating Officer
Michelle drives operational excellence across LGA's insurance services, focusing on customer satisfaction and process efficiency.
Raju Seetharaman
Chief Technology Officer
Raju leads digital transformation initiatives to enhance policyholder experiences through modern insurance technology solutions.
Fred Tavan
Chief Pricing Officer
Fred develops pricing strategies that maintain LGA's competitive edge while ensuring long-term financial stability.
Questions
What types of life insurance do you offer?
We provide term life insurance (10-40 years) and universal life insurance with flexible premium options.
How much life insurance do I need?
Experts recommend 6-10 times your annual income. Our policies range from $100,000 to $10 million.
Can I get life insurance without a medical exam?
Yes, we offer accelerated underwriting options for qualified applicants seeking no-exam policies.
How are claims processed?
99.9% of claims paid in 2020 with 1 business day processing after approval.
Are policy riders available?
Yes, we offer term riders, child riders, and accelerated death benefit riders to customize coverage.
What payment options exist?
Flexible premium payments available monthly, quarterly, semi-annually, or annually.
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