Business Details
8 Years
experience
Your Trusted Mortgage Broker in Pineville, LA
At Endurance Mortgage, we are committed to providing personalized mortgage solutions tailored to meet the unique needs of our clients. Established in 2018 through the merger of Public Service Mortgage and Prestige Mortgage, our company brings together over 52 years of combined industry experience. Our team of seasoned professionals is dedicated to guiding clients through every step of the mortgage process with transparency, expertise, and unwavering support. We pride ourselves on being Cenla's largest locally owned mortgage lender, offering competitive rates and a wide range of loan products, including VA, FHA, Conventional, and Rural Development loans.Our core values emphasize integrity, accountability, and exceptional customer service, ensuring that every client receives the attention and resources necessary to achieve their homeownership goals. With a focus on timely closings and a deep understanding of the local market, we strive to deliver a seamless and stress-free mortgage experience.
Services
VA Loans
FHA Loans
Conventional Loans
Rural Development Loans
Mortgage Refinancing
Loan Processing
Credit Counseling
Closing Services
Prequalification
Appraisal Coordination
Details
- Year established: 2018
Highlights and features
- We offer 52 years of combined mortgage industry experience.
- Our team provides personalized guidance through the entire loan process.
- We guarantee competitive rates and transparent communication.
- We specialize in timely closings with no hidden fees.
- Our local expertise serves Louisiana and Alabama markets.
Associations and certifications
- NMLS #103927
What people say
Great service
Friendly people
Very helpful
Quick service
Family-oriented approach
Services
VA Loans
VA loans are designed for eligible veterans, active-duty personnel, and Reservists/National Guard members purchasing a primary residence. These loans require no down payment and are backed by the Department of Veterans Affairs. Endurance Mortgage assists clients in obtaining certificates of eligibility and navigating the application process for loans up to $806,500 with no monthly PMI.
FHA Loans
FHA loans offer federally insured financing with a minimum 3.5% down payment for U.S. residents. Endurance Mortgage provides FHA loans up to $524,255, requiring a 1.75% funding fee and monthly PMI. Our team guides clients through credit score requirements and down payment assistance options to ensure accessible homeownership opportunities.
Conventional Loans
Conventional loans are uninsured by the government, requiring a 20% down payment or 5% with mortgage insurance. Endurance Mortgage offers conventional loans up to $806,500 with no prepayment penalties. Our experts help clients meet credit score minimums and explore flexible financing options tailored to their financial goals.
Rural Development Loans
Rural Development loans finance properties in rural areas or towns with populations under 20,000. Endurance Mortgage provides 100% financing with no down payment, requiring a 500+ credit score and income limits. We assist clients in financing closing costs when appraisals exceed purchase prices, ensuring affordable homeownership in eligible regions.
Mortgage Refinancing
Endurance Mortgage offers refinancing solutions to help clients reduce monthly payments, adjust loan terms, or access home equity. Our team evaluates current market conditions and client financial profiles to recommend optimal refinancing strategies. We ensure transparent communication and streamlined processing for a seamless transition.
People
Robert Joey Naquin
Co-Owner
Joey Naquin has 29 years of mortgage experience, founding Public Service Mortgage in 1998. He merged with Prestige Mortgage in 2018 to create Endurance Mortgage, leveraging decades of industry expertise to lead Louisiana's largest locally owned mortgage company.
Stacy Salter Vercher
Co-Owner
Stacy Vercher brings 20 years of mortgage banking experience, including 15 years as owner of Prestige Mortgage. As co-owner of Endurance Mortgage since 2018, she focuses on client-centric service and community-driven lending practices across Central Louisiana.
Misti Morgan
Office Manager
Misti Morgan oversees daily operations at Endurance Mortgage, combining organizational expertise with a commitment to client satisfaction. A Central Louisiana native, she ensures efficient workflow while balancing her role as a dedicated mother and community member.
Angela Glorioso
Mortgage Loan Originator
Angela Glorioso transitioned from mortgage processor to loan originator, leveraging her deep industry knowledge to assist clients. She specializes in personalized loan solutions, emphasizing clear communication and tailored financial guidance for first-time and experienced homebuyers.
Terri Churchman
Mortgage Loan Originator
Terri Churchman combines 17.5 years of VA Medical Center experience with mortgage expertise to serve veterans and families. Her background in opticianry and sales fosters empathetic client interactions, focusing on financial goals and long-term homeownership success.
Questions
What loan programs does Endurance Mortgage offer?
We provide VA, FHA, Conventional, and Rural Development loans tailored to diverse financial situations and homeownership goals.
Can I use gift funds for my down payment?
Yes, FHA loans allow gift funds for down payments, subject to documentation and lender guidelines.
Do you service loans after closing?
While we sell 100% of our loans, we provide clear instructions for post-closing servicing arrangements.
Can I lock in a mortgage rate?
Yes, we offer rate locks to protect against market fluctuations during the loan process.
What credit score is required for conventional loans?
Conventional loans require a minimum credit score of 620 for eligibility.
Do you offer down payment assistance?
Yes, we provide FHA loan options with down payment assistance programs for qualified borrowers.
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