Business Details
Your Trusted Partner for Financial Solutions
At Midland Credit Union, we are deeply committed to fostering the financial well-being of our members and communities. As an Iowa-based institution, we prioritize personalized service, competitive rates, and transparent advice to support our members' long-term financial goals. Our member-centric approach ensures that every decision aligns with the needs of those we serve, combining local expertise with a dedication to community prosperity. We offer a comprehensive range of financial products, from mortgages and auto loans to savings accounts and credit cards, tailored to meet diverse needs. Our mission extends beyond transactionswe aim to be a trusted partner in our members' financial journeys.With multiple branch locations and digital banking tools, we provide accessible, convenient solutions for everyday financial management. Our team of experienced professionals is dedicated to delivering exceptional service, ensuring members feel valued and supported. By reinvesting earnings into improved services and competitive rates, we uphold our cooperative, not-for-profit ethos. This commitment to member success and community impact defines our identity and drives our continuous growth. Through responsible lending, financial education, and community involvement, we strive to create lasting value for generations to come.
Services
Checking Accounts
Savings Accounts
Mortgage Loans
Auto Loans
Credit Cards
Personal Loans
Wealth Management
Digital Banking
Highlights and features
- We offer locally tailored financial solutions with deep Iowa market expertise.
- Our member-centric approach prioritizes transparent advice and competitive rates.
- We reinvest earnings to improve services and benefit our member-owners.
- Our not-for-profit structure ensures rates and fees favor member financial health.
- We provide convenient digital banking tools alongside personalized branch services.
Associations and certifications
- NCUA
What people say
Competitive mortgage rates
Friendly staff
Community involvement
Easy loan process
Good mobile app
Services
Mortgage Loans
Midland Credit Union offers fixed-rate, adjustable-rate, VA, and Iowa Finance Authority mortgages with competitive rates. Our local expertise simplifies homebuying, providing personalized guidance from pre-approval to closing. Members benefit from transparent terms and community-focused lending practices.
Auto Loans
Competitive auto loan rates for new and used vehicles with flexible terms. Pre-approval options strengthen purchasing power, while debt protection plans and GAP coverage safeguard investments. Available through dealership partnerships or direct application.
Credit Cards
Low APR credit cards with cashback rewards, no annual fees, and mobile wallet integration. Features include digital account management, fraud protection, and credit-building opportunities tailored to member financial goals.
Savings Accounts
High-yield savings and checking accounts with tiered options for individuals, youth, and businesses. Includes Visa debit cards, free online bill pay, and competitive certificate rates for long-term savings growth.
Personal Loans
Flexible personal loans for debt consolidation, home improvements, or unexpected expenses. No collateral required with rates based on creditworthiness, offering quick access to funds for qualified applicants.
People
Frank Wimler
Chairperson
Frank Wimler leads Midland Credit Union's board with extensive financial governance experience, ensuring strategic oversight aligned with member interests and community development goals.
Troy White
Chief Financial Officer
Troy White manages financial operations with a focus on sustainable growth, maintaining competitive rates while ensuring regulatory compliance and fiscal responsibility across all credit union activities.
Mark Piper
Mortgage Loan Originator
NMLS-licensed mortgage expert Mark Piper assists members with home financing solutions, offering personalized guidance on fixed-rate, adjustable-rate, and specialty mortgage programs.
Questions
What distinguishes Midland Credit Union from traditional banks?
As a member-owned cooperative, we reinvest earnings to benefit members through better rates, lower fees, and community development initiatives.
How can I qualify for mortgage financing?
Qualification considers credit history, income stability, and debt-to-income ratio. Pre-approval helps determine eligible loan amounts and terms.
Are my deposits insured?
Yes, all savings accounts are federally insured up to $250,000 by the National Credit Union Administration (NCUA).
What loan protection options exist for auto loans?
We offer GAP coverage, mechanical breakdown insurance, and debt protection plans to safeguard against unexpected financial hardships.
Can I access digital banking services?
Yes, our mobile app provides 24/7 account access, mobile deposits, bill pay, and real-time transaction monitoring for member convenience.
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