Business Details
20 Years
experience
Trusted Accounting & Tax Services in Monterey, CA
AJ Houston Financial Services is a full-service accounting firm dedicated to providing personalized, high-quality tax and financial planning solutions for individuals and businesses. With over 30 years of combined experience in taxation and financial planning, our team specializes in maximizing tax refunds, minimizing liabilities, and offering strategic consulting tailored to each client's unique needs. We prioritize proactive tax planning over basic compliance, ensuring clients benefit from informed decision-making and cost-effective strategies.Our local presence in Monterey, CA, combined with remote capabilities, allows us to serve clients nationwide while maintaining a commitment to personalized service. Backed by certifications including Certified Financial Planner and Enrolled Agent, we emphasize transparency, expertise, and long-term client relationships to deliver reliable, value-driven financial solutions.
Services
Tax Preparation
Bookkeeping
Payroll Services
Tax Audit Representation
Foreign Tax Reporting
Tax Problem Resolution
Financial Planning
Entity Selection Consulting
Details
- Year established: 2006
Highlights and features
- We offer 30+ years of expertise in tax planning and financial strategy.
- Our personalized service combines local Monterey, CA, insights with nationwide reach.
- Proactive tax planning minimizes liabilities and maximizes refunds for clients.
- Certified professionals ensure compliance with IRS and state tax regulations.
- Comprehensive solutions cover individual, business, and international tax needs.
Associations and certifications
- Certified Financial Planner
- Enrolled Agent
Services
Tax Preparation
We prepare accurate individual and business tax returns, including complex multi-state filings and specialized forms. Our process ensures compliance while identifying deductions to maximize refunds. Clients receive detailed explanations of tax strategies to optimize their financial position.
Tax Audit Representation
Our team provides expert defense during IRS or state tax audits, ensuring proper documentation and communication. We advocate for clients to resolve disputes efficiently while minimizing penalties or additional liabilities through proven negotiation tactics.
Foreign Tax Reporting
We assist with reporting global income, navigating tax treaties, and claiming foreign tax credits. Our expertise reduces penalties for non-compliance while optimizing tax benefits for clients with international financial activities.
Bookkeeping
We reconcile accounts, generate financial statements, and maintain clean ledgers to ensure business financial health. Real-time reporting and organization provide clients with actionable insights for informed decision-making.
Tax Problem Resolution
We resolve tax notices, set up payment plans, and request penalty abatements for clients facing IRS or state tax issues. Our proactive approach restores compliance while protecting client assets from levies or garnishments.
People
AJ Houston
Founder
AJ Houston, MBA, CFP, EA, founded the firm in 2006 after 30 years in taxation and financial planning. He specializes in tax-efficient investing and strategic consulting, combining academic excellence from UC Santa Barbara and University of San Francisco with practical expertise.
Questions
What tax services do you offer for businesses?
We prepare corporate tax returns (1120, 1120-S), partnership returns (1065), nonprofit filings (990), and entity selection consulting to optimize business tax structures.
Can you help with IRS tax debt?
Yes, we resolve IRS notices, set up payment plans, request penalty forgiveness, and defend audits to reduce liabilities while protecting client assets.
Do you work with international tax situations?
We handle foreign income reporting, tax treaty applications, and foreign tax credit claims to ensure compliance while minimizing double taxation for global clients.
How do you provide remote accounting services?
We use secure digital platforms for bookkeeping, tax preparation, and consultations, serving clients nationwide without requiring in-person meetings.
What sets your firm apart from others?
Our 30+ years of experience, CFP and Enrolled Agent credentials, and focus on proactive tax planning deliver personalized, cost-effective solutions for long-term financial success.
