Business Details
50+ Years
experience
Your Trusted Financial Partner in St. Louis
Gateway Metro Federal Credit Union has dedicated itself to helping people realize their financial potential since 1935. Through continuous training programs and the introduction of new and improved services, we ensure our members receive the best rates, first-class service, and top-tier products. Our mission-driven approach focuses on community empowerment, exemplified by initiatives like The Butterfly Project, which supports local charities through employee-led efforts. With a history rooted in the St. Louis community, we provide accessible banking solutions tailored to diverse financial needs, including innovative savings accounts for youth and seniors, flexible loan options, and secure investment opportunities.Our governance structure ensures member ownership and democratic decision-making, with a board of directors elected by our membership. We prioritize transparency, security, and personalized service, offering 24/7 online access and mobile banking convenience. Backed by NCUA federal insurance, we combine decades of experience with modern financial tools to serve our communitys evolving needs.
Services
Vehicle Loans
Recreational Loans
Student Loans
Real Estate Loans
Home Equity Lines
Personal Loans
Savings Accounts
Checking Accounts
Credit Cards
IRA Services
Details
- Year established: 1935
Highlights and features
- We offer 24/7 online and mobile banking access for convenience.
- Our community initiatives provide direct local impact and support.
- Competitive rates on loans and savings products tailored to member needs.
- Member-owned governance ensures transparent, democratic decision-making.
- Decades of experience combined with modern financial technology.
Associations and certifications
- NCUA
Services
Vehicle Loans
Secure financing for new or used vehicles with fixed rates and terms up to 84 months. Enjoy 125% financing options, no pre-payment penalties, and specialized motorcycle loan programs.
Home Equity Lines
Access flexible credit lines up to 90% of your homes equity with no closing costs. Benefit from variable rates and a 20-year repayment period for home improvement or debt consolidation.
Student Loans
Partner with Lendkey for private student loans up to $160,000 annually with competitive rates, no origination fees, and flexible repayment options for undergraduate and graduate studies.
Savings Accounts
Earn dividends on accounts like youth savings, holiday clubs, and IRAs. Special programs reward academic achievement and provide financial education resources for members.
Credit Cards
Choose from consumer or business credit cards with cashback rewards, zero fraud liability, and mobile payment capabilities. Enjoy free credit score tracking and 24/7 customer service.
People
David Schmid
Chairperson
David Schmid has served on the board since 1988, providing strategic guidance rooted in deep community knowledge and financial expertise.
Connie Wepfer
Vice-Chairperson
With over 30 years of board experience, Connie Wepfer focuses on enhancing member services and expanding financial education initiatives.
Mark Leahy
Treasurer
Mark Leahy manages financial oversight with 35+ years of experience in credit union operations and fiscal responsibility.
Questions
What is Gateway Metro Federal Credit Union's primary service area?
We serve residents and workers in St. Louis, St. Charles, and Jefferson Counties, Missouri, plus Madison, Monroe, and St. Clair Counties in Illinois.
How can I qualify for membership?
Eligibility extends to individuals living, working, or attending school in our service area, employees, volunteers, and family members of existing members.
What loan types do you offer?
We provide vehicle loans, home mortgages, recreational loans, student loans, personal loans, and lines of credit with competitive rates.
Do you offer online banking and mobile apps?
Yes, our 24/7 online banking platform and mobile app allow account management, bill payments, and mobile check deposits.
Are my deposits insured?
All deposits are federally insured up to $250,000 by the NCUA, with additional IRA coverage available.
How does your community outreach work?
Through The Butterfly Project, we support local charities annually via employee-led initiatives and member donation programs.
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