Business Details
50+ Years
experience
Your Trusted Independent Insurance Agency in Cincinnati, OH
Established in 1954, Siemers Insurance is a family-owned independent insurance agency dedicated to providing comprehensive personal and commercial insurance solutions. Our team works collaboratively to address client needs by offering tailored coverage options from multiple carriers, ensuring competitive rates and personalized service. We serve the Greater Cincinnati area, Northern Kentucky, and Southeast Indiana, prioritizing one-on-one client relationships and advocacy during claims processes.Our expertise spans auto, home, life, health, and business insurance, with a focus on transparency, affordability, and community trust. With decades of experience, we aim to protect families and businesses through customized policies that align with evolving risks and requirements.
Services
Auto Insurance
Homeowners Insurance
Business Owners Policy
General Liability Insurance
Commercial Auto Insurance
Individual Life Insurance
Health Insurance
Workers Compensation
Flood Insurance
Renters Insurance
Details
- Year established: 1954
Highlights and features
- We are a family-owned agency with 70 years of local experience in Cincinnati.
- Our independent status allows access to multiple carriers for competitive pricing.
- Dedicated team provides one-on-one service for personalized policy recommendations.
- We specialize in both personal and commercial insurance coverage options.
- 24/7 support for claims assistance and policy adjustments.
Services
Auto Insurance
We provide comprehensive auto insurance policies tailored to individual needs, including collision, liability, and comprehensive coverage. Our plans protect against accidents, theft, and natural disasters while offering optional add-ons like roadside assistance. With flexible deductible options and discounts for qualified drivers, we ensure affordable protection for personal and commercial vehicles.
Homeowners Insurance
Our homeowners insurance policies cover property damage, personal liability, and living expenses during repairs. Coverage includes fire, theft, and weather-related incidents, with optional endorsements for high-value items and flood protection. We offer competitive rates through top-rated carriers while providing personalized risk assessments for primary residences and vacation properties.
Business Owners Policy
We design Business Owners Policies (BOP) combining property, liability, and business interruption insurance for small to mid-sized enterprises. Coverage includes general liability, commercial auto, and workers' compensation with customizable endorsements for industry-specific risks. Our agents help businesses in Cincinnati and surrounding areas secure comprehensive protection at competitive rates.
Individual Life Insurance
We offer term and permanent life insurance solutions to meet estate planning, income replacement, and final expense needs. Policies include level or decreasing term options and whole life policies with cash value accumulation. Our agents guide clients through underwriting processes and help select coverage amounts based on financial goals and family needs.
General Liability Insurance
Our general liability policies protect businesses from third-party claims involving bodily injury, property damage, and advertising injuries. Coverage includes legal defense costs and settlements for incidents occurring on business premises or related to operations. We serve industries like contracting, landscaping, and professional services across Southwest Ohio and Northern Kentucky.
People
Barry Schmidt
Principal
Barry Schmidt leads our agency with decades of insurance expertise, focusing on client advocacy and carrier selection. He oversees strategic operations and ensures adherence to our family-owned values of transparency and personalized service.
Andrew Schmidt
Account Executive
Andrew Schmidt specializes in policy analysis and client consultations, leveraging his industry knowledge to match clients with optimal coverage solutions. He prioritizes long-term relationships and risk management strategies for personal and business clients.
Gretchen Schmidt
Principal/Bookkeeper
Gretchen Schmidt manages financial operations and policy administration, ensuring accurate billing and efficient claims processing. Her dual role combines strategic oversight with hands-on client support to maintain operational excellence.
Zachary Schmidt
Account Executive
Zachary Schmidt assists clients with policy selections and coverage evaluations, emphasizing clear communication and timely service. He focuses on emerging insurance needs and technological advancements in risk protection.
Questions
What types of insurance do you offer?
We provide auto, home, life, health, and business insurance, including specialized coverage like flood, commercial auto, and general liability policies for Cincinnati residents and businesses.
How can I save money on insurance?
We compare rates across multiple carriers and identify discounts for safe driving, bundling policies, and risk mitigation measures to help clients secure affordable premiums.
Do you serve areas outside Cincinnati?
Yes, we serve Northern Kentucky, Southeast Indiana, and surrounding Ohio communities including Amelia, Batavia, Blue Ash, Loveland, and Milford.
What should I do after an accident?
Contact our agency immediately—we'll guide you through the claims process, coordinate with carriers, and ensure timely resolution while advocating for your interests.
Can you help with commercial insurance needs?
Yes, we specialize in business insurance including BOPs, workers' compensation, liability coverage, and fleet insurance tailored to industries like contracting and transportation.
Are you an independent agency?
Yes, our independent status allows us to offer policies from multiple carriers, ensuring unbiased recommendations and competitive pricing for all client needs.
