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Your Trusted Bankruptcy Solution in San Diego
The Bankruptcy Law Center has been dedicated to helping individuals overcome financial challenges through expert legal guidance since its founding. Our team of seasoned bankruptcy attorneys specializes in Chapter 7 and Chapter 13 filings, with over 100 years of combined experience representing clients in Southern California. We prioritize client education, offering free initial consultations to explore all debt relief options while maintaining strict compliance with federal and state bankruptcy laws.

Our practice focuses on stopping creditor harassment, protecting assets, and helping clients rebuild credit through personalized legal strategies. We serve clients across San Diego, Vista, and Los Angeles with a commitment to transparency and ethical representation.
Services
Chapter 7 Bankruptcy Chapter 13 Bankruptcy Debt Relief Planning Creditor Harassment Defense Credit Rebuilding Strategies Foreclosure Prevention Wage Garnishment Protection Legal Consultations
Highlights and features
  • We offer free initial legal analysis of debt relief options
  • Our attorneys have filed thousands of bankruptcy cases
  • We stop creditor harassment immediately through legal protections
  • We serve multiple Southern California locations including San Diego and Los Angeles
  • Our team includes supervising attorneys with decades of bankruptcy experience
What people say
Fresh start Stopped harassment Professional team Free consultation Debt eliminated
Services
Chapter 7 Bankruptcy
Chapter 7 bankruptcy eliminates unsecured debts while protecting essential assets through legal exemptions. This process stops creditor harassment and wage garnishments immediately. Most clients complete the process within 4-6 months, receiving a fresh financial start while keeping qualifying property.
Chapter 13 Bankruptcy
Chapter 13 allows debt restructuring through a 3-5 year repayment plan based on income and expenses. This option protects non-exempt assets and helps catch up on mortgage payments. Our attorneys help clients create feasible repayment plans while maintaining legal protections.
Creditor Harassment Defense
We provide immediate legal protection against aggressive debt collectors through federal bankruptcy protections. Our services stop unlawful collection practices including phone calls, lawsuits, and wage garnishments. We represent clients in enforcing their rights under the Fair Debt Collection Practices Act.
People
Ahren A. Tiller
Supervising Attorney
Experienced bankruptcy attorney with extensive expertise in consumer debt relief. Provides personalized legal solutions while maintaining ethical standards.
Brian J. McGoldrick
Supervising Attorney
Seasoned legal professional specializing in bankruptcy law with proven track record in debt elimination cases.
Carolina Kotzias Tiller
Attorney at Law
Dedicated legal advocate focused on helping clients achieve financial stability through effective bankruptcy solutions.
Questions
What types of bankruptcy do you handle?
We specialize in Chapter 7 and Chapter 13 bankruptcies, helping clients choose the best option based on their financial situation.
How can bankruptcy help with creditor harassment?
Filing bankruptcy triggers an automatic stay that immediately stops all collection calls, lawsuits, and wage garnishments.
Will I lose my property if I file?
Most clients keep their property through bankruptcy exemptions. Our attorneys help protect your assets during the process.
How does bankruptcy affect credit scores?
While initially negative, bankruptcy often allows faster credit rebuilding by eliminating debt burdens and improving debt-to-income ratios.
Do you offer free consultations?
Yes, we provide free initial consultations to discuss your financial situation and explore all available debt relief options.
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