Business Details
Your Trusted Independent Insurance Agency in Lancaster, PA
Union Bay Risk Advisors is committed to providing personalized insurance solutions for both individuals and businesses. As an independent agency, we work directly for our clients rather than insurance companies, offering access to multiple coverage options from top-tier providers. Our experienced team of licensed advisors specializes in simplifying complex insurance decisions, ensuring clients receive optimal protection at competitive rates.With offices across the Northeast and Midwest, we combine local market knowledge with national industry expertise to meet diverse insurance needs. Our approach focuses on understanding each client's unique risk profile and matching it with tailored solutions that balance price, coverage, and service quality.
Services
Personal Insurance
Business Insurance
Home Warranty
Vehicle Insurance
Commercial Property
Workers Compensation
Cyber Liability
General Liability
Business Auto
Commercial Umbrella
Highlights and features
- We offer independent agency access to multiple insurance providers
- Our team includes experienced licensed insurance advisors
- We provide tailored coverage solutions for unique risk profiles
- We maintain partnerships with top-tier national insurance companies
- We focus on balancing price, coverage, and service quality
What people say
Great customer service!
Services
Personal Insurance
Personal insurance protects your home, vehicles, and personal property while providing liability coverage. We help individuals find comprehensive protection from multiple providers to ensure optimal coverage for their specific needs. Our advisors simplify the process of selecting appropriate policies that protect against common risks while maintaining affordability.
Business Insurance
Business insurance safeguards companies against financial losses from accidents, property damage, and professional errors. We offer tailored solutions for small to medium businesses including liability coverage, property protection, and specialized policies. Our approach ensures businesses maintain continuity through unexpected events while managing risk exposure effectively.
Commercial Property Insurance
Commercial property insurance covers business assets against fire, theft, and natural disasters. We provide coverage for owned or rented premises, office equipment, inventory, and other essential business assets. Our solutions help businesses protect their physical investments while ensuring operational continuity during recovery periods.
Workers Compensation
Workers compensation insurance covers job-related injuries, illnesses, and accidents. We help businesses implement coverage that protects employees while managing employer liability. Our solutions include workplace safety guidance and claims management support to maintain a productive and protected workforce environment.
Cyber Liability Insurance
Cyber liability insurance protects against financial losses from data breaches and cyber attacks. We offer coverage for businesses handling sensitive information, including response costs and legal liabilities. Our solutions address modern digital risks while helping organizations maintain customer trust and regulatory compliance in today's technology-driven environment.
People
Patrick Sullivan
President
Patrick Sullivan leads Union Bay Risk Advisors with extensive insurance industry experience. He oversees strategic direction while maintaining client relationships. His leadership focuses on expanding service capabilities while maintaining personalized attention to client needs.
Andrew Skar
Regional Manager - Midwest
Andrew Skar manages Midwest operations with deep knowledge of regional insurance markets. He specializes in commercial risk management solutions. His approach combines local market expertise with national industry best practices to deliver effective coverage options.
Marni McCranie
Head of Marketing
Marni McCranie leads marketing initiatives to enhance client engagement and service visibility. She develops communication strategies that emphasize the agency's independent approach. Her work focuses on making insurance education accessible while highlighting client-centric service values.
Justin Faust
Chief Financial Officer
Justin Faust oversees financial operations and risk assessment strategies. He ensures fiscal responsibility while supporting client-focused pricing models. His expertise helps maintain competitive rates through effective partnership management with insurance providers.
Michael Tierney
Regional Manager - Northeast
Michael Tierney manages Northeast operations with emphasis on personalized client service. He brings extensive experience in commercial insurance solutions. His leadership ensures consistent service quality across multiple office locations while addressing regional market specificities.
Questions
What types of insurance do you offer?
We provide personal insurance (home, auto, umbrella) and business insurance (BOP, liability, cyber, workers comp) with specialized coverage options.
How does being an independent agency benefit me?
As an independent agency, we access multiple insurance providers to find customized solutions that balance price, coverage, and service quality for your specific needs.
Do you serve businesses of all sizes?
We specialize in solutions for small to medium-sized businesses while maintaining the capability to address complex commercial insurance requirements through our provider network.
How can I get an insurance quote?
Request a quote through our website, call us directly at (215) 631-9390, or visit our Lancaster office for personalized assistance with our insurance advisors.
What areas do you serve?
We operate from Lancaster, PA with offices throughout the Northeast and Midwest, serving clients in Pennsylvania, Delaware, New Jersey, New York, Indiana, and Michigan.
How do you handle insurance claims?
We provide guidance through the claims process with dedicated support for policyholders, including documentation assistance and communication with insurance carriers.
