Business Details
Your Trusted Denver Mortgage Partner
We are a dedicated mortgage team committed to helping clients build wealth through real estate. With decades of combined experience, we specialize in providing tailored financing solutions for first-time homebuyers, real estate investors, and agents. Our approach combines trusted advice, proven strategies, and unwavering dedication to client success. We prioritize transparent communication and accessibility, ensuring clients feel confident at every stage of their journey.Backed by Movement Mortgage, we offer competitive rates and flexible loan programs, including fixed-rate, FHA, VA, and USDA loans. Our mission is to empower clients to achieve long-term financial security through strategic real estate investments.
Services
Fixed Rate Mortgages
FHA Loans
VA Loans
Rehab Loans
USDA Loans
Jumbo Loans
Investment Property Loans
Reverse Mortgages
Refinance Options
Low Down Payment Programs
Highlights and features
- We offer 20+ years of experience in mortgage financing and real estate investment strategies.
- Our team provides personalized strategy sessions tailored to individual client goals.
- We partner with Movement Mortgage to deliver competitive rates and flexible loan options.
- Our client-centric approach prioritizes transparent communication and accessibility.
- We specialize in serving niche markets including self-employed borrowers and investors.
What people say
Excellent communication
Personalized strategy
Smooth process
Expert guidance
Quick approvals
Services
Fixed Rate Mortgages
Fixed-rate mortgages provide consistent payments that never change, ideal for long-term budgeting. We offer 15-, 20-, 25-, and 30-year terms with predictable principal and interest costs. Clients benefit from protection against market rate increases while maintaining flexibility for early payoff without penalties.
FHA Loans
FHA loans enable home purchases with as little as 3.5% down payment. These government-backed mortgages feature flexible credit requirements and no private mortgage insurance mandates. Ideal for first-time buyers seeking affordable entry into Denver's real estate market with competitive interest rates.
VA Loans
VA loans offer zero-down payment options for qualified military members and veterans. Our specialists navigate the VA approval process, including habitability requirements and renovation financing. These loans feature competitive rates with no monthly mortgage insurance requirements.
Rehab Loans
Rehab loans combine purchase and renovation costs into one mortgage. Available through FHA 203(k) or VA programs, these loans help clients transform fixer-uppers into dream homes. We coordinate renovation plans with contractors to ensure seamless project execution.
USDA Loans
USDA loans provide zero-down payment options for eligible rural and suburban properties. Our team verifies property eligibility and guides clients through income requirements. These fixed-rate mortgages include flexible terms up to 30 years with no private mortgage insurance.
People
Nicole Rueth
Branch Manager, SVP
With over 20 years of mortgage experience, Nicole specializes in wealth-building strategies through real estate. Her non-traditional approach focuses on empowering women and families to achieve financial independence through smart investment properties.
Peter Rueth
Integrations Manager
Peter manages technology integrations to streamline mortgage processes. His expertise ensures seamless digital experiences for clients while maintaining compliance with industry regulations and data security standards.
Eric Long
Sales Manager, Loan Officer
Eric leads loan origination efforts with a focus on investor portfolios and complex financing scenarios. He specializes in helping clients maximize cash flow while navigating Denver's competitive real estate market.
Ken Bouthillier
Arizona Team Lead
As Arizona market expert, Ken provides localized mortgage solutions while maintaining national program compliance. His team supports southwest clients with tailored financing options for diverse property types.
Meghan O'Dea
Creative Marketing Manager
Meghan develops educational content and marketing strategies to enhance client understanding of mortgage options. Her initiatives focus on digital outreach and community engagement to support financial literacy.
Questions
What mortgage options are available for first-time homebuyers?
We offer FHA loans with 3.5% down, conventional loans with low down payment options, and specialized programs with down payment assistance.
Can self-employed individuals qualify for mortgages?
Yes, we specialize in non-traditional income verification for self-employed borrowers, including bank statement programs and cash flow analysis.
Do you offer renovation loans for fixer-upper properties?
Yes, we provide FHA 203(k) and VA rehab loans that finance both property purchase and renovation costs in one mortgage.
What support exists for real estate investors?
We offer portfolio optimization strategies, cash flow analysis, and scalable financing solutions for investors managing multiple properties.
Are there zero-down payment options available?
Veterans qualify for VA loans with 0% down, while USDA loans offer zero-down options for eligible rural/suburban properties.
How does the mortgage application process work?
Start with our online questionnaire, then receive personalized guidance through pre-approval, property selection, and closing processes.
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