Business Details
23 Years
experience
Trusted Financial Advisers in Massachusetts
Founded in 2003, Moore Advisors operates as an independent fiduciary and fee-only Registered Investment Advisor. Our practice centers on delivering personalized financial planning, tax planning, investment management, and college planning services tailored to the unique needs of mid-career professionals, baby boomers, LGBTQ+ individuals, parents of college-bound students, and solo entrepreneurs. We prioritize active listening to understand client goals before offering guidance, maintaining a limited firm size to ensure individualized attention.Our commitment to diversity, equity, and inclusion shapes our approach, while continuous learning keeps our strategies aligned with evolving financial landscapes. With over two decades of experience, we focus on building long-term relationships grounded in transparency, ethical standards, and a dedication to client success.
Services
Financial Planning
Tax Planning
Investment Management
College Planning
Personalized Financial Advice
Details
- Year established: 2003
Highlights and features
- We operate as a fiduciary, legally obligated to act in clients' best interests
- Fee-only structure ensures transparent, conflict-free financial guidance
- Specialized planning for LGBTQ+ individuals and parents of college students
- Limited firm size guarantees personalized attention for every client
- Founders with over 20 years of combined experience in investment management
Associations and certifications
- Registered Investment Advisor (RIA)
Services
Financial Planning
We create comprehensive financial roadmaps tailored to individual goals, covering retirement strategies, risk management, and estate planning. Our fiduciary approach ensures recommendations align with clients' long-term objectives. With expertise in cash flow analysis and goal tracking, we help clients achieve financial security through personalized planning.
Tax Planning
Our tax-efficient strategies minimize liabilities while maximizing investment growth potential. We coordinate with accountants to implement legal tax reduction methods across investment portfolios and retirement accounts. Services include tax-loss harvesting, strategic asset location, and proactive planning for changing tax regulations to preserve client wealth.
Investment Management
We construct diversified investment portfolios aligned with risk tolerance and financial goals. Using modern portfolio theory and ongoing market analysis, we provide active rebalancing and performance monitoring. Our fee-only structure ensures objective recommendations focused on long-term capital growth and preservation for individuals and families.
College Planning
Specialized planning addresses rising education costs through 529 plans, custodial accounts, and strategic savings strategies. We help families balance college funding with retirement needs while maintaining financial aid eligibility. Our approach considers unique family dynamics and educational aspirations to create sustainable funding solutions.
People
Susan Moore
Founder & Chief Investment Officer
With 25+ years in finance, Susan established MFA to provide unbiased fiduciary advice. She oversees investment strategies and portfolio management, holding FINRA Series 65 certification and a CFA charterholder status.
Donna Cournoyer
Senior Financial Planner
Specializing in LGBTQ+ financial planning, Donna brings 18 years of experience in comprehensive wealth management. She focuses on tax-efficient strategies and retirement planning, maintaining CFP certification and active involvement in financial planning associations.
Questions
What makes Moore Financial Advisors different from other firms?
As a fiduciary fee-only firm, we receive no commissions and legally must prioritize client interests. Our limited client base ensures personalized attention, while specialized expertise serves diverse financial needs.
What services do you offer for LGBTQ+ clients?
We address unique financial challenges through estate planning for non-traditional families, tax optimization for domestic partnerships, and retirement strategies that consider varying legal protections across states.
How do you work with parents of college-bound students?
We create education funding plans balancing college savings with retirement needs, optimize financial aid eligibility, and implement tax-efficient withdrawal strategies from 529 plans and other education accounts.
What investment approach do you use?
We employ evidence-based investing using low-cost ETFs and mutual funds, with strategic asset allocation and regular rebalancing. Portfolios are customized to risk tolerance while maintaining diversification across global markets.
