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Arkansas Federal Credit Union Arkansas Federal Credit Union
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Your Trusted Partner for Banking and Financial Solutions
Arkansas Federal Credit Union has been dedicated to providing accessible financial solutions for individuals and businesses across Arkansas. Our institution specializes in high-yield checking accounts, business money market options, and credit cards with competitive cash-back rewards. We prioritize financial education and digital banking tools to empower members to make informed decisions. Our team focuses on creating affordable homeownership opportunities and debt consolidation solutions tailored to personal financial goals. With federally insured accounts and tiered interest rates, we ensure security and flexibility for our members.

Through Zelle integration and mobile banking apps, we offer convenient money management solutions. Our credit union model emphasizes community empowerment over profit, providing personalized financial guidance and resources. We maintain transparency in all services, clearly outlining fees, eligibility requirements, and rate structures. Our commitment to member satisfaction is reflected in our diverse product offerings and educational resources. By combining modern technology with traditional financial expertise, we strive to be a trusted partner in our members' financial journeys.
Services
High-Yield Checking Business Money Market Credit Cards Debt Consolidation Digital Banking Credit Monitoring Mobile Banking Financial Education Zelle Transfers Loan Services
Highlights and features
  • We offer federally insured accounts with tiered interest rate structures
  • Our credit union model prioritizes member benefits over profit margins
  • We provide personalized financial education resources and credit monitoring tools
  • Our digital banking platform includes Zelle integration and mobile check deposit
  • We maintain transparent fee structures and eligibility requirements for all services
Associations and certifications
  • NCUA
Update Listing
Services
High-Yield Checking
Our tiered interest checking accounts offer competitive APYs based on monthly transaction activity. Members earn 6.00% APY on balances up to $10,000 when meeting specific requirements. The account requires direct deposits, eStatements, and qualifying debit card transactions to maintain premium rates while providing flexible access to funds.
Business Money Market
Tiered interest rate accounts designed for business owners with varying balance levels. Rates range from 2.25% to 3.75% APY depending on account balances. Requires minimum daily balances to earn dividends while maintaining liquidity for business operations and growth opportunities.
2% Cash Back Credit Card
Earn unlimited 2% cash back on all purchases through our rewards program. No annual fee with variable APR options based on creditworthiness. Includes purchase protection benefits and flexible redemption options through our online rewards portal for maximum cardholder value.
Debt Consolidation Loans
Home equity loans starting at 7.50% APR for qualified borrowers seeking to consolidate high-interest debt. Terms up to 60 months with loan-to-value ratios up to 75%. Designed to simplify payments while reducing overall interest costs for eligible applicants.
Digital Banking
24/7 access to account management tools including mobile check deposit, fund transfers, bill payment, and Zelle integration. Enhanced security features protect transactions while providing real-time account monitoring and card control capabilities for both personal and business accounts.
Questions
What checking account options do you offer?
We offer Elite Checking with tiered rates up to 6.00% APY and Premium Checking options with specific balance requirements.
How does your credit card rewards program work?
Our 2% Cash Back Credit Card earns 2 points per $1 spent, redeemable as cash back through our uChoose Rewards platform.
What loan products are available for debt consolidation?
We offer home equity loans starting at 7.50% APR for qualified applicants with 75% loan-to-value ratios and minimum 740 credit scores.
What digital banking tools do you provide?
Our digital platform includes mobile check deposit, Zelle transfers, credit monitoring (Credit IQ), and card control features.
Are there educational resources for financial management?
Yes, we provide financial education materials covering credit management, first-time credit card use, and application best practices.