Business Details
50+ Years
experience
Your Trusted Community Credit Union in Webster City, IA
Established in 1962, Peoples Credit Union has grown from a small local institution serving two companies to a community-focused financial cooperative with three branch locations. Our history of mergers with Hamilton County Public Employees CU, Lehigh Valley CU, and Frontier Community CU has strengthened our ability to serve 11 Iowa counties while maintaining local ownership. We prioritize community development through financial literacy programs, local event sponsorships, and grant partnerships that benefit over 300 youth annually. Our team of dedicated professionals combines personalized service with modern banking solutions to meet diverse financial needs. With nearly 8,000 member-owners, we continue Edward Filene's credit union philosophy of 'people helping people' through competitive rates and fee-free services.Our expanded Webster City branch and modernized Fort Dodge location demonstrate our commitment to accessible, forward-thinking financial services. We maintain transparency in loan processes, emphasizing financial education to help members make informed decisions. Our staff's expertise in mortgages, auto loans, and retirement planning has earned consistent positive feedback from long-term members. Federally insured by NCUA, we combine institutional security with personalized community banking. Through 60 years of service, we've maintained our core mission while adapting to digital banking innovations that enhance member convenience.
Services
Savings Accounts
Personal Loans
Credit Cards
Mortgage Services
Auto Financing
IRAs
Insurance Products
Mobile Banking
Bill Pay
Notary Services
Details
- Year established: 1962
Highlights and features
- Locally owned with 60+ years of community banking experience
- Personalized financial guidance from dedicated loan officers
- Community-focused initiatives supporting local organizations
- Three convenient branch locations across 11 Iowa counties
- Digital banking tools combined with personalized service
Associations and certifications
- NCUA
What people say
Great personality
Excellent hands
Quick to respond
Financial literacy seminars
Community partnerships
Services
Personal Loans
We offer customized personal loan solutions with competitive interest rates and flexible repayment terms. Our experienced loan officers provide one-on-one guidance to help members achieve financial goals whether for debt consolidation, major purchases, or unexpected expenses. The application process emphasizes transparency with clear disclosure of all terms and conditions.
Mortgage Services
Our mortgage lending team specializes in helping members achieve homeownership through conventional, FHA, and USDA loan programs. We provide personalized rate comparisons, pre-approval options, and detailed explanations of closing costs. Ongoing support continues after loan approval with resources for property maintenance and financial planning.
Mobile Banking
Our mobile app enables 24/7 account access with features including mobile check deposit, real-time balance tracking, and instant bill payment. Security features include biometric authentication and transaction alerts. Users can also schedule appointments with financial advisors through the app's integrated calendar system.
Financial Education
We provide free financial literacy resources including budgeting workshops, credit score education, and retirement planning seminars. Our partnership with local organizations extends these services to community members through in-person events and online learning modules. Educational materials are updated quarterly to reflect current financial regulations and market conditions.
Business Services
Our business banking solutions include commercial loans, merchant services, and payroll processing. Dedicated relationship managers work with local businesses to develop customized cash flow management strategies. We offer specialized lending programs for agricultural operations and small business startups in underserved communities.
People
Patrick Landeros
Customer Service Representative
Experienced banking professional known for exceptional customer service and personalized financial guidance. Specializes in resolving account inquiries with a friendly, approachable demeanor that makes members feel valued and supported during every interaction.
Kelly
Loan Officer
Mortgage specialist with expertise in first-time homebuyer programs and refinancing options. Recognized for clear communication of complex financial concepts and timely processing of loan applications while maintaining a warm, professional approach.
Brooke
Loan Officer
Automotive financing expert known for responsive communication and tailored loan solutions. Specializes in helping members navigate vehicle purchases with transparent rate comparisons and flexible repayment planning that accommodates various financial situations.
Questions
What counties does Peoples Credit Union serve?
We serve Boone, Calhoun, Franklin, Greene, Hamilton, Hardin, Humboldt, Pocahontas, Story, Webster, and Wright counties in Iowa.
How can I access online banking services?
Visit our website to enroll in digital banking, where you can manage accounts, pay bills, and use mobile check deposit through our secure platform.
What loan types are available?
We offer personal loans, mortgages, auto financing, RV loans, and business lending solutions with competitive rates tailored to individual financial situations.
Are there any branch-specific services?
Each location offers full-service banking with specialized staff expertise, including agricultural loans at our Fort Dodge branch and small business services in Webster City.
How does the credit union support local communities?
We provide financial education programs, sponsor local events, and partner with organizations like Athletics For Education and Success through grants and volunteer initiatives.
