Business Details
50+ Years
experience
Your Trusted Credit Union in Shreveport, LA
Established in 1971, WESLA Federal Credit Union has served the financial needs of our members with unwavering commitment to community, integrity, and personalized service. Originally chartered to serve Western Electric employees, we expanded our membership through strategic mergers and a community charter in 2000, now serving Caddo and Bossier Parishes with over $80 million in assets. Our team of dedicated professionals delivers competitive financial products, including mortgages, auto loans, and savings accounts, while maintaining a member-first philosophy that prioritizes financial well-being over profit.Guided by core values of honesty, wisdom, and loyalty, we continuously invest in technological advancements like mobile banking and 24/7 account access to meet evolving member needs. As a not-for-profit cooperative, every decision we make focuses on delivering value to our members through lower rates, reduced fees, and innovative financial solutions tailored to individual circumstances.
Services
Auto Loans
Mortgage Loans
Personal Loans
Savings Accounts
Checking Accounts
Credit Cards
Home Equity Lines
Recreational Vehicle Loans
Loan Pre-Approval
Mobile Banking
Details
- Year established: 1971
Highlights and features
- We offer competitive loan rates with personalized financial guidance
- Our member-owned structure prioritizes your financial success over profits
- 24/7 digital banking with mobile check deposit and account management
- Community-focused approach serving Caddo and Bossier Parishes since 1971
- Diverse financial products tailored to individual life stages and needs
Associations and certifications
- National Credit Union Administration (NCUA)
What people say
Competitive loan rates
Responsive customer service
Convenient mobile app
Community-focused approach
Personalized financial guidance
Services
Auto Loans
WESLA Federal Credit Union offers competitive auto loans with rates starting at 5.59% APR. We provide financing for new and used vehicles from 2004 onward, with terms up to 84 months and up to 110% financing options. Our members benefit from flexible payment choices and exclusive Trustage Car Insurance access.
Mortgage Loans
Our mortgage programs include conventional loans with up to 95% financing and fixed rates for 15, 20, or 30-year terms. We offer refinancing options, land loans, and construction financing with personalized service from experienced professionals committed to making your home buying experience seamless and cost-effective.
Personal Loans
Flexible personal loans with rates starting at 10.75% APR help members achieve financial goals without collateral requirements. Whether funding education, home improvements, or unexpected expenses, we offer terms up to 48 months and fast local decision-making for quick access to funds.
Savings Accounts
We provide multiple savings options including Main Share Savings, Youth Savings, and Platinum Share Savings accounts. Our Silver Star Savings caters to members 55+, while Christmas Club accounts help plan holiday spending. All accounts feature competitive dividends and no service charges.
Mobile Banking
Our free mobile app enables 24/7 account access with features like mobile check deposit, fund transfers, bill payment, and card management. The secure platform offers real-time balance checks, transaction history, and branch/ATM locator services to simplify financial management on the go.
Questions
How do I apply for a loan with WESLA Federal Credit Union?
First become a member, then complete a loan application online or at a branch. Required documents include identification, proof of income, and specific loan-related paperwork like vehicle details for auto loans.
What membership requirements exist for WESLA Federal Credit Union?
We serve residents of Caddo and Bossier Parishes in Louisiana. Membership requires opening a Main Share Savings account with a $25 minimum deposit.
Does WESLA offer online banking services?
Yes, our online banking platform provides 24/7 access to account management, bill payment, check deposit, and loan applications through both web and mobile app interfaces.
What loan types are available for first-time homebuyers?
We offer conventional mortgage programs with up to 95% financing, competitive fixed rates, and personalized guidance for first-time homebuyers through our experienced mortgage professionals.
How can I access my account after hours?
Use our 24/7 mobile banking app, TouchTone Teller system at (318) 626-6103 or (800) 828-6647, or online banking portal for round-the-clock account access and transactions.
What credit cards does WESLA offer?
We provide Visa Credit Cards with rewards points through our uChoose Rewards program, offering cashback, gift card, and travel point redemption options for cardholders.
