Umb Bank

UMB is a comprehensive financial institution with a rich history dating back to 1913. We provide a wide range of financial solutions to individuals, businesses, and institutions. Our commitment to our customers is at the heart of everything we do, and we strive to provide exceptional service to help our customers achieve their financial goals.

Personal Banking

At UMB, we understand that every person's financial situation is unique. That's why we offer personalized banking solutions to meet the needs of our individual customers. Whether you're looking for checking or savings accounts, home equity loans, or credit card options, we have the products and services to help you manage your money effectively. With UMB, you can enjoy the convenience of digital banking and mobile banking, along with the personalized service of a dedicated team of professionals.

In the realm of personal banking, we offer the following services:

• Checking and Savings Accounts: Our checking and savings accounts are designed to fit your lifestyle and spending habits. We offer a variety of options, including interest-bearing checking accounts, student checking accounts, and high-yield savings accounts.
• HSAs/Flex Accounts: Our health savings accounts (HSAs) and flexible spending accounts (FSAs) are designed to help you save for qualified medical expenses while reducing your taxable income.
• Digital and Mobile Banking: Our digital and mobile banking solutions enable you to manage your finances on your schedule. With mobile deposit, account alerts, and real-time account information, you can stay on top of your money wherever you are.

Borrowing

When it comes to borrowing, we offer a range of options to help you achieve your goals. From auto loans to home equity loans, and from personal loans to mortgage loans, we have the products and expertise to help you make informed decisions. We offer competitive rates and flexible terms, along with personalized service to ensure that you get the right solution for your needs.

Our borrowing solutions include:

• Credit Cards: We offer a range of credit card options to help you manage your expenses, earn rewards, and build credit. Whether you're looking for a low-interest credit card, a rewards credit card, or a student credit card, we have the right option for you.
• Loans and Lines of Credit: Our loans and lines of credit are designed to help you achieve your goals, whether you're looking to buy a car, finance a home renovation, or consolidate debt.
• Mortgage Loans: Our mortgage loans are designed to help you achieve the dream of homeownership. We offer a range of options, from fixed-rate mortgages to adjustable-rate mortgages, to help you find the right solution for your needs.

Planning & Investing

At UMB, we understand that planning for the future is an essential part of financial success. That's why we offer a range of planning and investing solutions to help you grow your wealth and achieve your financial goals. Whether you're looking to invest in the stock market, plan for retirement, or manage your estate, we have the expertise and resources to help you make informed decisions.

Our planning and investing solutions include:

• Private Wealth Management: Our private wealth management services are designed to help high net worth individuals manage their wealth effectively. We offer a range of solutions, from investment management to estate planning, to help you protect and grow your wealth.
• Private Banking and Lending: Our private banking and lending services are designed to provide personalized service and tailored solutions to help you achieve your financial goals.
• Estate Planning: Our estate planning services are designed to help you protect your assets and provide for your loved ones. We offer a range of solutions, from wills and trusts to powers of attorney, to help you create a comprehensive estate plan.
• Asset Management: Our asset management services are designed to help you grow your wealth over time. We offer a range of investment options, from mutual funds to separately managed accounts, to help you create a diversified portfolio.