Business Details
Your Trusted Real Estate and Mortgage Partner in Santa Barbara
Allyn & Associates was founded to provide comprehensive real estate and mortgage lending services to Santa Barbara and the Tri-Counties region. Our philosophy centers on customer service, positioning ourselves as counselors first and agents second. This approach has fostered strong relationships with attorneys, accountants, and real estate professionals, with most of our business stemming from repeat clients and referrals. We specialize in structuring custom loan solutions with competitive rates, offering diverse lending options including super jumbo, conventional, and reverse mortgages. Our team of 12 associates includes experienced loan officers and real estate agents, all committed to ongoing education and adherence to industry standards.We maintain formal training programs and hold memberships in national and state associations, including the National Association of Mortgage Brokers and the Santa Barbara Association of REALTORS. Our local expertise, combined with access to statewide and national lenders, ensures stability and tailored financing solutions for residential, commercial, and agricultural properties. We prioritize transparency, ethical practices, and personalized guidance to help clients meet their financial goals. Our commitment to service excellence has solidified our reputation in Santa Barbara's tight-knit community, where trust and reliability are paramount.
Services
Real Estate Sales
Mortgage Brokering
Loan Pre-Approval
Market Analysis
Property Listings
Highlights and features
- We offer over 50 years of combined lending experience with tailored financing solutions.
- Our team includes 12 associates trained in both real estate and mortgage services.
- We maintain formal partnerships with attorneys, accountants, and financial planners.
- Our local Santa Barbara expertise ensures deep market knowledge and connections.
- We provide 24/7 cell phone availability for client convenience and support.
Services
Real Estate Sales
Our agents specialize in residential and commercial property sales, offering market analysis, competitive pricing strategies, and negotiation expertise. We guide clients through every step, from pre-approval to closing, ensuring a seamless transaction. Our local knowledge and MLS access maximize exposure for sellers and streamline home searches for buyers.
Mortgage Brokering
We provide customized mortgage solutions, including conventional, jumbo, and reverse mortgages. Our brokers analyze income, assets, and credit to secure optimal financing terms. With access to over 50 lenders, we offer competitive rates for residential, commercial, and agricultural properties, ensuring tailored options for diverse financial situations.
Loan Pre-Approval
Our pre-approval service evaluates financial readiness, credit scores, and debt ratios to determine purchase eligibility. This step clarifies budget limits and strengthens buyer offers. We provide confidential consultations and documentation assistance, ensuring clients are prepared to act swiftly in competitive markets.
Market Analysis
We conduct detailed market analyses to assess property values, comparing recent sales and current listings. This service helps sellers price homes competitively and buyers make informed offers. Our reports include trend insights and neighborhood-specific data to support strategic decisions.
Property Listings
Our marketing strategies include MLS listings, online advertising, and targeted outreach to attract qualified buyers. We offer staging advice, professional photography, and open houses to enhance property appeal. Regular market updates ensure listings remain competitive throughout the selling process.
People
Michele Allyn
Owner/Broker
Michele Allyn oversees daily operations, manages loan officers and agents, and ensures compliance with industry standards. With decades of experience in real estate and mortgage lending, she leads training initiatives and recruitment efforts while maintaining a focus on client satisfaction and ethical practices.
Anne Wilder
Mortgage Lending Associate
Anne Wilder specializes in mortgage lending, providing personalized financing solutions for residential and commercial properties. Her expertise includes loan pre-approvals, credit analysis, and navigating complex lending requirements. She prioritizes client education and transparent communication throughout the loan process.
Questions
What areas do you serve?
We primarily serve Santa Barbara and the Tri-Counties, with additional coverage in Ventura and Los Angeles Counties.
Do you offer mortgage pre-approvals?
Yes, we provide detailed mortgage pre-approvals to clarify your budget and strengthen purchase offers.
What types of loans do you offer?
We offer conventional, jumbo, super jumbo, reverse mortgages, and commercial loans for various property types.
How do you market properties?
We use MLS listings, online advertising, professional photography, and targeted outreach to maximize property exposure.
Are your agents licensed REALTORS?
Yes, our agents are licensed REALTORS and members of the Santa Barbara Association of REALTORS.
