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Our Mission: Empowering Financial Well-being

At Blue Chip Federal Credit Union (BCFCU), we believe in the power of financial wellness. We are dedicated to providing our members with personalized financial solutions, fostering a supportive environment, and empowering them to achieve their financial goals. More than just a financial institution, we're a family committed to helping you achieve financial success.

Who We Are

Established in 1952, Blue Chip FCU is a member-owned financial institution serving the Harrisburg, Pennsylvania area. We are proudly governed by a board of volunteers who are dedicated to the needs of our members. As a credit union, we are committed to providing competitive rates, personalized service, and innovative financial solutions tailored to your unique needs.

What We Offer

We offer a comprehensive range of services to meet your diverse financial needs, including:

Deposit & Investment Services

  • Convenient savings and checking accounts
  • High-yield certificates and money market accounts
  • IRA accounts for retirement savings
  • Vacation and holiday savings options

Loan & Credit Options

  • Competitive rates on new and used auto loans
  • Flexible personal and business loans
  • Secured and unsecured lines of credit
  • Convenient installment loans for various needs

Additional Services

  • Mobile and online banking for seamless account management
  • Investment and insurance options for added financial security
  • Fraud protection and overdraft protection services
  • Summer Loan Special with low rates and flexible terms

Our Commitment

At Blue Chip FCU, we are dedicated to:

  • Personalized Service: We treat each member with respect and provide personalized guidance to achieve their financial goals.
  • Financial Education: We offer resources and educational materials to empower our members to make informed financial decisions.
  • Community Involvement: We actively support local organizations and initiatives to strengthen our community.

Join Blue Chip Federal Credit Union today and experience the difference personalized financial care and competitive rates can make in your life!

Reviews
Positive: Staff members are friendly, professional, and go above and beyond to assist customers.
Negative: The credit union's policies, hours, and technology are outdated and inconvenient, leading to frustration among customers.

General Feedback

The reviews highlight a mix of positive and negative comments about the credit union. Some reviewers praise the staff, citing their friendliness, helpfulness, and professionalism. On the other hand, several reviewers express dissatisfaction with the institution's policies, hours of operation, and technology.

Staff and Service

Positive Comments

Some reviewers rave about specific staff members, such as Jennifer Santiago-Claudio, Sue, and Theresa, who are described as caring, professional, and going above and beyond to assist customers.

Negative Comments

However, others express frustration with the credit union's policies, hours, and lack of technology, which they believe hinder their ability to efficiently manage their finances.

Operations and Technology

Negative Comments

Several reviewers criticize the credit union's limited hours, lack of mobile deposit, and outdated technology, which they believe make it inconvenient to do business with the institution.

Positive Comments

Conversely, some reviewers appreciate the credit union's security measures and personalized service.

Comparison to Banks

Negative Comments

A few reviewers compare the credit union unfavorably to banks, citing the institution's shift towards a more commercial, profit-driven approach, which they believe has led to a decline in customer service.

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