Business Details
48 Years
experience
Your Trusted Partner for Employee Benefits Solutions
The Benefits Group has been a trusted leader in employee benefits solutions since 1978, serving businesses across Michigan and all 50 states. Our full-service agency specializes in group health insurance, life insurance, dental and vision plans, travel medical insurance, and ancillary benefits tailored to meet diverse business needs. With over 42 years of experience, we combine deep industry expertise with personalized service to help clients design cost-effective benefits packages that attract top talent and support workforce well-being.Our team of seasoned professionals leverages relationships with top carriers to negotiate competitive rates while providing ongoing administrative support through our HR 360 resource library. Recognized by industry leaders like Humana and Blue Cross Blue Shield for excellence in service, we remain committed to delivering innovative solutions that balance employer budgets with employee satisfaction through transparent communication and compliance-focused strategies.
Services
Group Health Insurance
Life Insurance
Dental & Vision Plans
Travel Medical Insurance
ACA Compliance Assistance
Self-Funded Health Plans
1099 Contractor Coverage
Employee Assistance Programs
Disability Insurance
Voluntary Benefits Packages
Details
- Year established: 1978
Highlights and features
- We offer 45+ years of specialized expertise in employee benefits and insurance markets
- Our team holds exclusive partnerships with top-tier insurance carriers nationwide
- We provide customized cost-containment strategies that reduce employer expenses by up to 25%
- Our HR 360 online resource library offers 24/7 compliance and benefits administration support
- We maintain an A+ rating with the Better Business Bureau for exceptional client service
What people say
Painless and stress-free
Exceeded our expectations
Outstanding customer service
Excellent to work with
Highly recommend
Services
Group Health Insurance
We design comprehensive group health insurance solutions for businesses of all sizes. Our offerings include HMO, PPO, EPO, and HDHP plans with flexible network options and cost-sharing arrangements. Our experts analyze client needs to recommend optimal coverage structures that balance employee satisfaction with employer affordability while ensuring compliance with evolving healthcare regulations.
Life Insurance
Our life insurance programs provide financial security for employees' families through term life, group term life, and key person insurance options. We partner with top-rated carriers to offer competitive rates and flexible policy structures that protect both employees and business interests while accommodating various budgetary requirements.
Dental & Vision Plans
We facilitate comprehensive dental and vision insurance packages featuring preventive care, restorative treatments, and eyewear benefits. Our plans include nationwide provider networks with discounted rates for routine exams, cleanings, and corrective lenses, helping employers offer valuable wellness benefits at affordable group rates.
ACA Compliance Assistance
Our ACA compliance experts help businesses navigate complex reporting requirements and avoid penalties. We provide full-service support for employers with 50+ employees, including plan design analysis, affordability assessments, and 1094/1095 form preparation to ensure complete regulatory adherence while maintaining cost-effective coverage.
1099 Contractor Coverage
We offer specialized group insurance solutions for businesses with independent contractors, including HSA-compatible health plans and voluntary benefits packages. Our programs provide 1099 workers access to affordable coverage options with deductible flexibility and preventive care benefits, meeting unique needs while maintaining compliance with insurance regulations.
People
David J. Bommarito
Agency Partner
With decades of experience in employee benefits, David leads strategic partnerships and client relationships at The Benefits Group. His expertise in navigating complex insurance markets helps businesses optimize benefits packages while maintaining cost efficiency.
Steven M. Hornacek
Senior Account Executive
Steven specializes in customized benefits solutions with particular focus on ACA compliance and small business health insurance. His client-centric approach ensures tailored coverage options that balance employer budgets with employee needs.
Scott R. Harrison
Agency Director
Scott oversees agency operations and strategic growth initiatives. With extensive knowledge of healthcare regulations, he ensures The Benefits Group maintains industry leadership through innovative service delivery and compliance expertise.
Jennifer Andrews
Account Manager
Jennifer provides dedicated client support with emphasis on benefits administration and policy implementation. Her attention to detail ensures smooth enrollment processes and ongoing client satisfaction through responsive service delivery.
Vince Pizzimenti
Account Executive
Vince specializes in connecting businesses with appropriate insurance solutions. His market knowledge helps clients compare coverage options while focusing on cost-effective strategies that meet specific organizational needs.
Questions
What types of employee benefits does The Benefits Group offer?
We provide comprehensive solutions including health insurance, dental and vision plans, life insurance, disability coverage, employee assistance programs, and ACA-compliant options for businesses of all sizes.
How can The Benefits Group help reduce business insurance costs?
Our experts analyze your specific needs and leverage carrier relationships to negotiate competitive rates while implementing cost-containment strategies like HDHP plans and wellness programs that reduce expenses by up to 25%.
Do you offer insurance solutions for 1099 contractors?
Yes, we specialize in group insurance packages for independent contractors, including HSA-compatible health plans and voluntary benefits with deductible flexibility and nationwide provider networks.
How does The Benefits Group handle ACA compliance?
Our ACA experts provide full-service support including plan design analysis, affordability assessments, and complete 1094/1095 reporting to ensure regulatory compliance while maintaining cost-effective coverage options.
What sets The Benefits Group apart from other insurance agencies?
With 45+ years of experience, we combine personalized service with exclusive carrier partnerships and our proprietary HR 360 resource library to deliver tailored solutions that consistently exceed client expectations.
