Business Details
16 Years
experience
Trusted PACE Financing for Energy Efficiency
Ygrene Energy Fund was founded in 2010 with a mission to remove barriers to financing energy-efficient home improvement projects. Our innovative Property Assessed Clean Energy (PACE) program leverages property equity to provide accessible financing for residential and commercial upgrades. With over $1 billion in private capital deployed across 500+ communities, we've created thousands of jobs while advancing environmental sustainability. Our team of seasoned professionals delivers low fixed-rate financing with no credit score requirements, prioritizing homeowner equity and income. We pioneered consumer protection legislation to ensure transparency and maintain industry-leading safeguards.Our financing model spreads project costs over 20 years with no payments for up to 17 months, secured through property tax assessments. We partner with licensed contractors to ensure quality installations while maintaining payment protection until customer satisfaction is confirmed. Our Florida-based operations have funded over 85,000 projects totaling $2 billion since entering the state market. We continuously advocate for legislative expansion of PACE programs to reach more communities nationwide.
Services
Solar Panels
Storm Protection
Roofing
Windows & Doors
Heating & AC
Water Conservation
Details
- Year established: 2010
Highlights and features
- Approval based on home equity and income, not credit score
- Low fixed interest rates with no prepayment penalties
- Payment to contractor only after project completion
- Leading Property Assessed Clean Energy (PACE) provider
- Consumer protection legislation pioneers
What people say
No payments for 17+ months
Lower carbon footprint achieved
No impact on credit score
Insurance costs reduced significantly
20-year payment terms available
Services
Solar Panels
Ygrene Energy Fund finances solar panel installations that reduce electricity bills and carbon footprints. Our PACE program covers panels, inverters, and pool heating systems. Homeowners benefit from no upfront costs and fixed-rate financing secured through property taxes. Projects qualify for 20-year repayment terms with delayed payments.
Storm Protection
We fund storm-resistant windows, doors, and roofing systems that enhance property safety. Our financing includes impact-resistant installations and wind-resistant roofing materials. These upgrades often qualify for insurance premium reductions while protecting against hurricane damage through PACE assessments.
Windows & Doors
Ygrene Energy Fund supports energy-efficient window and door replacements that improve home comfort and reduce utility costs. Our financing covers sealing, skylights, and shading solutions. These upgrades qualify for no-money-down PACE financing with payments integrated into property tax bills over extended terms.
Heating & AC
We provide financing for high-efficiency heating and cooling systems, including heat pumps and duct replacements. Our PACE program enables homeowners to upgrade HVAC infrastructure without credit score barriers. Projects receive fixed-rate financing with delayed payment options.
Roofing
Ygrene Energy Fund finances roof replacements and repairs using durable, energy-efficient materials. Our PACE program covers cool roofing, green roofing, and wind-resistant solutions. Homeowners benefit from no upfront costs and property tax-secured financing with extended payment terms.
Questions
How does Ygrene Energy Fund financing affect my credit score?
Ygrene Energy Fund performs a soft credit pull that doesn't impact your score. Approval depends on home equity and income, not credit rating.
What happens if I sell my property?
PACE assessments typically require payoff during sale or refinance. The first-priority lien must be settled before transferring property ownership.
Are there income requirements for approval?
Yes. Annual household income must support payments that cannot exceed 10% of total income according to underwriting criteria.
What home improvements qualify for financing?
Solar panels, energy-efficient HVAC, windows, doors, roofing, water conservation systems, and storm protection upgrades qualify in Florida.
How are payments structured?
Financing gets added to property taxes with fixed rates. Payments spread over 20 years for residential properties with up to 17 months before first payment.
Can I pay off the balance early?
Yes. Residential properties have no prepayment penalties, though interest continues accruing until full payoff occurs.
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