Business Details
Your Trusted Riverside Bankruptcy Attorney
We are a dedicated team of bankruptcy professionals serving Riverside, Orange, and San Bernardino counties. Our specialized expertise spans Chapter 7 and Chapter 13 bankruptcies, with a 100% success rate in Chapter 7 filings and recognition as the top Chapter 13 filer in our region. We prioritize client-centered service, offering free consultations, asset protection strategies, and tailored debt relief solutions.Our team combines legal proficiency with compassionate guidance, having eliminated millions of dollars in client debt. We distinguish ourselves through transparent communication, Christian values-based service, and flexible payment arrangements to ensure accessible solutions during challenging times.
Services
Chapter 7 Bankruptcy
Chapter 13 Bankruptcy
Business Bankruptcy
Foreclosure Defense
Lien Stripping
Creditor Harassment Protection
Debt Settlement Alternatives
Means Test Qualification
Asset Protection Planning
Credit Rebuilding Guidance
Highlights and features
- 100% success rate in Chapter 7 bankruptcy filings
- Specialize in high-income Chapter 7 Means Test qualification
- Offer asset protection strategies during bankruptcy proceedings
- Provide dedicated creditor harassment prevention services
- Combine legal expertise with compassionate, faith-based service
What people say
Extremely intelligent lawyer
Always available to answer questions
Gracious and accommodating
Capable debt elimination expertise
Effective legal protection
Services
Chapter 7 Bankruptcy
Help clients eliminate unsecured debts through Chapter 7 proceedings. Assist high-income households with Means Test qualification. Protect eligible assets while providing complete debt discharge. Our proven process has successfully eliminated millions in client debt across Riverside and San Bernardino counties.
Chapter 13 Bankruptcy
Offer structured debt repayment plans lasting 3-5 years. Stop foreclosures and enable mortgage arrears recovery. Facilitate lien stripping on second mortgages. Tailor payment plans based on client income and debt composition to create sustainable financial pathways.
Foreclosure Defense
Provide legal defense against home foreclosures. Evaluate options including loan modification, short sales, and deed-in-lieu arrangements. Leverage bankruptcy protections to halt ongoing foreclosure processes while developing long-term solutions for homeowners in financial distress.
Lien Stripping
Specialize in removing secondary mortgage liens through Chapter 13 bankruptcy. Help clients eliminate unsecured second mortgages when property value is less than first mortgage balance. Create more manageable home equity situations during debt reorganization processes.
Debt Settlement Alternatives
Compare bankruptcy protection versus debt settlement options. Demonstrate legal advantages of bankruptcy over uncertain settlement negotiations. Provide comprehensive analysis showing how bankruptcy offers faster debt resolution with immediate creditor protection through court-ordered proceedings.
People
Paul Y. Lee
Bankruptcy Attorney & Owner
Riverside-based bankruptcy specialist with proven success in Chapter 7 and 13 filings. Combines legal expertise with compassionate guidance for clients facing financial hardship. Christian values-driven practice offering personalized debt relief solutions to Southern California residents.
Questions
What bankruptcy chapter is right for me?
Chapter 7 offers immediate debt discharge while Chapter 13 provides structured repayment. We'll analyze your income, debt type, and assets to determine the best option during your free consultation.
Can bankruptcy stop foreclosure?
Yes, filing for Chapter 13 bankruptcy can immediately halt foreclosure proceedings and allow you to catch up on mortgage payments over 3-5 years while keeping your home.
How much does bankruptcy cost?
We offer affordable payment plans starting with free consultation. Costs vary by case complexity, but we specialize in maximizing debt relief while minimizing financial burden during the process.
Will I lose my assets if I file?
California bankruptcy exemptions protect essential assets like your home, car, and personal property. We develop customized strategies to preserve assets while eliminating unsecured debts.
How long does bankruptcy take?
Chapter 7 cases typically complete in 3-6 months while Chapter 13 requires 3-5 years of payments. We'll explain your timeline during initial consultation and guide you through each step.
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