Business Details
Your Trusted Community Credit Union in East Tennessee
As a member-owned, not-for-profit community credit union, we prioritize people over profit by reinvesting earnings to deliver higher savings rates and lower loan rates. Our financial expertise empowers members to achieve their goals through personalized guidance and transparent banking solutions. With 28 branches across East Tennessee and access to 30,000 fee-free ATMs nationwide, we combine local community investment with nationwide convenience.Our mobile banking platform offers secure, user-friendly tools for managing accounts, paying bills, and accessing funds. We strengthen communities through give-back programs and local scholarships, reflecting our commitment to both financial well-being and social responsibility.
Services
Auto Loans
Mortgages
Checking Accounts
Savings Accounts
Mobile Banking
Highlights and features
- We are a member-owned credit union returning profits to members through better rates
- Our financial experts provide personalized guidance for healthy money management
- We maintain 100% transparency with no hidden fees or unexpected charges
- We actively invest in local communities through scholarships and give-back programs
- Our mobile app offers secure, convenient banking with biometric authentication
Services
Auto Loans
We provide flexible auto financing solutions for various credit situations. Our loans help members purchase new or used vehicles with competitive rates. Our team works closely with members to find suitable financing options that fit their budget and needs.
Mortgages
Our mortgage programs help members achieve homeownership with special rate discounts for primary residences. We offer guidance through the entire home buying process. Current promotions include reduced origination fees and rate reductions for qualified applicants.
Checking Accounts
We offer straightforward checking solutions with no hidden fees or complex terms. Our accounts provide easy access to funds through ATMs and digital banking. Members benefit from transparent fee structures and convenient financial management tools.
Savings Accounts
Our savings products help members grow their money with competitive interest rates. We offer various account options to meet different savings goals. Funds are protected and accessible while earning returns for members.
Mobile Banking
Our secure mobile app enables 24/7 account management with biometric authentication options. Features include bill payments, fund transfers, mobile check deposits, and card controls. The platform provides convenient access to financial services anytime, anywhere.
Questions
What mortgage rate discounts are currently available?
We offer 0.25% OFF mortgage loan rates for primary home purchases through November 30, 2025, with additional origination fee reductions.
How does being member-owned benefit customers?
As a not-for-profit credit union, we return profits to members through higher savings rates, lower loan rates, and community investment programs.
What digital banking tools do you offer?
Our mobile app provides secure bill payments, account transfers, mobile deposits, card management, and biometric login options for convenient banking.
Where can I access ATMs without fees?
Members have access to 30,000 fee-free ATMs nationwide through our extensive network partnerships.
What community programs do you support?
We invest in local communities through scholarship programs, financial literacy initiatives, and targeted give-back programs for East Tennessee residents.
What loan products are excluded from current promotions?
HELOCs, land loans, realty resource products, and Smart Loan Products are excluded from our current mortgage rate discount offers.
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