Business Details
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Trusted Insurance & Financial Services in Smithfield, UT
With over 31 years of experience as a licensed State Farm agent, I am dedicated to helping individuals and businesses find tailored insurance and financial solutions. As a Chartered Life Underwriter and Chartered Financial Consultant, I bring specialized expertise to guide clients through complex insurance and financial planning needs. Holding an accounting degree from Weber State University, I provide a well-rounded perspective when addressing financial goals. My commitment to the local community, including serving as President of the Smithfield Chamber of Commerce, has deepened my understanding of regional challenges and needs.Bilingual in English and Spanish, I ensure language barriers do not hinder access to critical insurance and financial services. My team and I prioritize exceptional service, helping clients protect their assets and achieve long-term financial security in Smithfield, Tremonton, and surrounding areas.
Services
Auto Insurance
Homeowners Insurance
Life Insurance
Business Insurance
Health Insurance
Pet Insurance
Boat Insurance
Financial Services
Annuities
Investment Services
Highlights and features
- We offer 31+ years of insurance expertise with State Farm
- Bilingual English/Spanish services for inclusive communication
- Local community leadership and understanding of regional needs
- Team of licensed professionals with specialized insurance knowledge
- Personalized approach to insurance and financial planning
Associations and certifications
- ChFC
- CASL
- CLU
- LUTCF
What people say
Awesome customer service
Great rates
Quick to respond
Exceptional service
Highly recommended
Services
Auto Insurance
We provide comprehensive auto insurance policies tailored to individual driving needs and vehicle types. Our coverage options protect against liability, collision, and uninsured motorists while offering discounts for safe drivers and multi-policy bundling. With 24/7 claims support and bilingual assistance, we ensure policyholders receive timely help when needed most.
Life Insurance
Our life insurance solutions include term and permanent policies designed to protect families and business interests. Chartered Life Underwriter specialists help determine appropriate coverage amounts based on financial obligations and future goals. Policies can be customized with riders for critical illness or disability protection.
Business Insurance
We offer tailored business insurance packages protecting against property damage, liability claims, and business interruption. Specialized coverage options address industry-specific risks for local businesses, farms, and commercial operations. Our team helps establish appropriate limits based on asset value and operational exposure.
Financial Services
Chartered Financial Consultant specialists provide retirement planning, investment strategies, and annuity products. Services include risk assessment, portfolio diversification, and tax-efficient withdrawal planning. We help clients create sustainable income streams for long-term financial security.
Homeowners Insurance
Our homeowners policies protect against common risks including fire, theft, and weather damage. Additional coverage options address valuable possessions, liability protection, and loss of use scenarios. We assist with policy customization based on home value, construction type, and geographic risk factors.
People
Rigo Chaparro
State Farm Agent
Licensed State Farm agent with 31+ years experience. Chartered Life Underwriter and Chartered Financial Consultant. Accounting degree from Weber State University. Former Smithfield Chamber of Commerce President. Bilingual English/Spanish insurance specialist.
Cass Wood
Office Manager
Licensed insurance agent since 2015. Specializes in business and farm insurance. Serves Cache Valley communities. Holds licenses in four states. Passionate about customer service and policyholder education.
Kristen Pitcher
Customer Service Manager
Licensed agent with experience in auto, home, life, and health insurance. Returned to Cache Valley to serve local customers. Committed to exceptional client experience and community involvement.
Tiffany Nuffer
Account Representative
Auto and home insurance specialist since 2021. Active community member and youth sports supporter. Focuses on personalized insurance solutions and client education.
Rachel Carlisle
Insurance Representative
Auto, home, and life insurance specialist. Passionate about helping clients understand coverage options. Active in local community and outdoor activities.
Questions
What insurance products do you offer?
We provide auto, home, life, health, business, pet, boat, and recreational vehicle insurance, along with financial services and annuities.
Do you serve areas outside Smithfield?
Yes, we serve Tremonton, Logan, Cache Valley, and surrounding regions in Utah, Idaho, Colorado, and Wyoming.
Are you available for emergencies?
Our team offers 24/7 contact for emergencies and after-hours appointments when needed.
What makes your agency different?
We combine 31+ years of experience with personalized service, bilingual support, and deep local community knowledge.
Can I get help with policy changes?
Yes, contact our office directly or call State Farm's customer service line at (855) 733-7333 for policy modifications.
How do I file a claim?
Visit our website to file a claim online or contact our office directly for immediate assistance.
