Business Details
Your Trusted Community Bank in Montgomery, NY
Since 1872, Walden Savings Bank has been a trusted community partner dedicated to serving the Hudson Valley region. Our institution combines deep local roots with a commitment to personalized financial solutions for individuals, families, and businesses. Through generations, we have maintained a focus on building relationships rather than transactions, offering comprehensive services including personal and business banking, mortgage lending, and investment solutions.Our team of experienced professionals prioritizes community engagement and financial education, ensuring clients receive both expertise and neighborly support. With over 150 years of service, we continue evolving to meet modern banking needs while preserving the values that have defined our legacy.
Services
Personal Checking
Business Checking
Mortgage Loans
Commercial Lending
Investment Services
Home Equity Lines
SBA Loans
Digital Banking
Merchant Services
Retirement Accounts
Highlights and features
- We offer 150+ years of community banking expertise in the Hudson Valley
- Our local decision-makers provide personalized service with regional market knowledge
- We maintain a 24/7 digital banking platform with surcharge-free nationwide ATMs
- Our commercial lending team specializes in small business growth strategies
- We guarantee seamless mortgage processes with dedicated homebuyer support
Associations and certifications
- FDIC
What people say
Fantastic
Seamless
Knowledgeable
Personable
Community bank
Services
Personal Banking
Our personal banking solutions provide comprehensive financial management tools for individuals. Services include checking and savings accounts, consumer loans, and credit cards designed for everyday financial needs. With specialized programs like our NextGen Account for teens and competitive CD rates, we help customers build financial security through accessible, user-friendly banking options.
Business Banking
Tailored financial solutions support business growth at every stage. Our commercial services feature business checking accounts, SBA loans, merchant processing, and commercial lending with local decision-making. The dedicated team offers personalized cash management strategies and credit solutions to help Hudson Valley businesses thrive in competitive markets.
Mortgage Lending
Comprehensive mortgage services guide clients through home financing journeys. We offer purchase loans, refinancing options, and specialized programs including construction loans and jumbo mortgages. Our experienced team provides step-by-step support, with a focus on first-time homebuyer assistance and competitive introductory rates for home equity lines of credit.
Investment Services
Walden Investment Services provides strategic wealth management solutions through our affiliated platform. Services include life insurance products, retirement planning tools, and the Medallion Signature Guarantee program. Our investment professionals help clients navigate financial markets to achieve long-term wealth-building goals while maintaining risk-appropriate strategies.
Digital Banking
Modern digital tools enhance banking convenience with 24/7 access to financial services. Features include mobile wallet integration, e-statements, bill payment systems, and the Allpoint ATM network providing surcharge-free access at 55,000+ locations nationwide. Our secure platform supports contactless payments and real-time account management through user-friendly mobile and web applications.
People
Helen Gordon
Mortgage Loan Officer
Experienced mortgage specialist with deep local market knowledge, guiding first-time buyers through the home financing process with personalized support and community connections.
Nicole
Commercial Lending Team Lead
Commercial banking expert leading business loan origination with focus on small business growth strategies and personalized financial solutions for Hudson Valley entrepreneurs.
Mary Samuels
Community Lending Officer
Relationship-focused lender supporting homebuyers through tailored mortgage programs, emphasizing community integration and long-term financial partnerships.
Questions
What areas does Walden Savings Bank serve?
We primarily serve the Hudson Valley region with banking services and community-focused financial solutions.
Does Walden offer business banking services?
Yes, we provide comprehensive business banking including commercial loans, merchant services, and business checking accounts.
Are there special programs for first-time homebuyers?
Our Homebuyer Dream Program offers specialized support and resources for first-time home purchasers.
Can I access my accounts online?
Yes, our digital banking platform provides 24/7 access to account management, bill payment, and mobile banking tools.
Is Walden Savings Bank FDIC insured?
All deposits are FDIC-insured up to applicable limits, ensuring your funds' security.
What mortgage loan options are available?
We offer purchase loans, refinancing, construction loans, jumbo mortgages, and home equity lines of credit.