Valley Mortgage

At Valley Mortgage, we are proud to be the largest independent mortgage lender in North Dakota and northern Minnesota. As a locally owned and managed company, we have been serving the Red River Valley for over 41 years. Our commitment to personalized service, attention to detail, and exceptional client communication has earned us thousands of repeat customers.

Our Philosophy

We believe that buying a home should be a personal experience, not just a transaction. That's why we take the time to get to know you and understand your unique financial situation. Our team of experienced loan officers will work with you to find the best loan program that fits your needs, and guide you through the entire mortgage process with ease.

Services

We offer a wide range of mortgage services, including:

• Purchase Loans: Whether you're a first-time homebuyer or a seasoned homeowner, we have a variety of loan programs to fit your needs.
• Refinance Loans: Take advantage of lower interest rates or tap into your home's equity with our refinancing options.
• New Construction Loans: Build your dream home with our construction loan programs.
• Vacation Home Loans: Get away from it all with our vacation home loan options.

What Sets Us Apart

Unlike big banks and online mortgage lenders, we are a local company that makes decisions right here in Fargo. This means we can offer more personalized service, faster approvals, and a more streamlined process. Our independence also gives us access to a wide range of loan programs, so we can find the best fit for your unique situation.

Community Involvement

At Valley Mortgage, we're proud to be part of the Fargo community. We're committed to helping New Americans achieve the dream of homeownership, and we specialize in finding the best loan programs for our clients.

Get Started Today

If you're ready to take the first step towards homeownership or refinancing, we'd be pleased to have a no-obligation conversation with you. Contact us today to learn more about how Valley Mortgage can help you achieve your goals.