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50+ Years
experience
Your Trusted Credit Union for Checking & Loans
Connexus Credit Union is a member-focused cooperative serving members across all 50 states. Founded in 1952, we prioritize returning profits to member-owners through high-yield checking accounts, competitive loan rates, and innovative digital banking solutions. Our multi-channel service model includes 24/7 digital access, a Member Contact Center, Shared Branching, and physical branches. As a not-for-profit, member-owned institution, we reinvest surplus funds into enhanced services, higher dividends, and reduced loan interest. Our commitment to community impact is demonstrated through Connexus Cares, which has donated over $12.5 million to nonprofits and facilitated 15,500+ volunteer hours.

Recognized as a top credit union by Kiplinger, Forbes, and NerdWallet, we combine financial expertise with a values-driven culture. Our digital platform enables seamless account management, bill payments, mobile deposits, and financial tracking tools. We maintain industry-leading security standards and prioritize transparency in all member interactions. With nationwide ATM access and fee-free transactions, we simplify financial management for individuals and families. Our leadership team and board of directors ensure alignment with our core values of service, innovation, and community stewardship.
Services
Checking Accounts Auto Loans Mortgages Savings Accounts Credit Cards
Details
  • Year established: 1952
Highlights and features
  • We offer up to 5.00% APY on checking accounts with no monthly fees
  • Our 24/7 digital banking platform provides seamless financial management
  • Recognized as a top credit union by Kiplinger and Forbes
  • We've donated $12.5 million+ to community initiatives through Connexus Cares
  • Our overdraft protection options include free transfers and flexible lines of credit
What people say
5.00% APY checking 24/7 digital access Community donations Competitive loan rates No monthly fees
Services
Xtraordinary Checking
Our premium checking account offers up to 5.00% APY with no monthly fees. Members earn rewards by meeting simple requirements like direct deposits and debit card usage. The account includes free ATM surcharge rebates and integrates with our digital banking platform for real-time transaction tracking.
Auto Loans
Competitive APR options for new and used vehicles with terms up to 84 months. Special programs include 90-day payment deferral and comprehensive protection plans. Our loan calculators help determine affordable payment amounts based on individual financial situations.
Mortgage Loans
Fixed and adjustable-rate mortgages with down payments as low as 3%. Features include construction loans, refinancing options, and personalized rate determination based on credit history and market conditions. Online tools help estimate affordability and compare loan terms.
Savings Accounts
Dividend-earning accounts with tiered APY structures and no monthly maintenance fees. Options include standard savings, holiday clubs, and teen accounts with unique rate thresholds. Minimum balance requirements apply for optimal returns.
Digital Banking
24/7 access to account management, bill payments, mobile check deposits, and financial tracking tools. The platform supports real-time notifications, budgeting features, and secure fund transfers between accounts or external institutions.
Questions
What are the requirements for Xtraordinary Checking's 5% APY?
Maintain $25,000 balance, make 15 debit card purchases monthly, and set up direct deposits of $500+.
How does overdraft protection work?
Options include free transfers from linked savings, overdraft lines of credit at 18% APR, or Privilege Pay with $18 fees per overdraft.
Can I get pre-approved for a mortgage before house hunting?
Yes, pre-approval provides a conditional commitment letter to strengthen purchase offers and clarify budget limits.
Are there fees for using out-of-network ATMs?
We rebate $15 monthly in surcharges for qualified checking accounts, but out-of-network fees from other banks may still apply.
What credit score is needed for loan approval?
While scores influence terms, we evaluate applications holistically considering income, debt ratios, and employment history.
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