Business Details
50+ Years
experience
Your Trusted Financial Partner in North Augusta, SC
Since 1960, SRP Federal Credit Union has been dedicated to serving over 199,000 members with a member-centric approach rooted in the philosophy of people helping people. We offer a comprehensive range of financial services, including savings and checking accounts, auto and mortgage loans, business banking solutions, and personalized financial education programs. Our commitment to community impact is demonstrated through initiatives like SRP Shred Fest, local school partnerships, and support for organizations such as Wellstar Children's Hospital of Georgia. With 0+ ATMs and Virtual Tellers across the CSRA region, we combine convenience with personalized service to help members navigate life's financial milestonesfrom youth accounts to homeownership.Our BALANCE Financial Wellness program provides no-cost counseling and educational resources, while the M3 Money Club and Elements of Money websites empower younger members with financial literacy. Guided by transparency and ethical practices, we prioritize member satisfaction through responsive customer support, competitive rates, and a dedication to fostering financial independence.
Services
Savings Account
Checking Account
Auto Loans
Mortgage Loans
Business Banking
Financial Counseling
Online Bill Pay
Debit Card Services
Loan Refinancing
Community Programs
Details
- Year established: 1960
Highlights and features
- We've served the CSRA community for over 60 years with member-centric banking.
- Our BALANCE Financial Wellness program provides free financial counseling and education.
- We offer tailored solutions for youth, teens, and families through M3 Money Club.
- Our local decision-making ensures personalized loan approvals and account services.
- We maintain 0+ ATMs and Virtual Tellers for convenient 24/7 access.
Associations and certifications
- NCUA
What people say
Excellent service
Helpful and courteous
Phenomenal
Make me feel at home
Patient and understanding
Services
Savings Account
Our savings accounts provide secure, interest-bearing options for short-term goals and emergency funds. With competitive rates and flexible access, we help members build financial stability. Our BALANCE program offers educational resources to optimize savings strategies for all ages.
Auto Loans
We offer competitive auto loans for new and used vehicles, including motorcycle and recreation vehicle financing. Our personalized approach helped members like Dylan refinance to lower payments. Local decision-making ensures quick approvals tailored to individual financial situations.
Mortgage Loans
Our mortgage services include home purchase loans and equity financing solutions. The dedicated loan portal streamlines applications, while experienced originators provide guidance through the homebuying process. Competitive rates support members achieving homeownership milestones in the CSRA region.
Business Banking
Tailored solutions for local businesses and nonprofits include checking accounts, savings options, and lending services. The Business Boost program supports growth through specialized financial tools. Our community-focused approach helps CSRA businesses thrive with personalized banking relationships.
Financial Counseling
The BALANCE Financial Wellness program provides free counseling and educational resources to improve financial literacy. Services include budgeting guidance, debt management, and financial planning tools. This initiative supports members in achieving long-term financial independence through personalized consultations.
Questions
What financial education resources does SRP offer?
We provide BALANCE Financial Wellness counseling, M3 Money Club for kids, and Elements of Money for teens to build financial literacy at all life stages.
How does SRP support local businesses?
Our Business Banking division offers tailored checking, savings, and lending solutions, including the Business Boost program for CSRA companies and nonprofits.
Can I access banking services online?
Yes, we offer digital wallet integration, e-statements, online bill pay, and mobile banking apps for convenient 24/7 account management.
What community initiatives does SRP participate in?
We support local schools through the Affinity Debit Card Program, sponsor SRP Shred Fest, and donate to organizations like Wellstar Children's Hospital of Georgia.
What loan options are available?
We offer auto loans, mortgage loans, personal loans, student loans, and business lending solutions with competitive rates and personalized approval processes.
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