Business Details
Your Trusted Partner for Financial Planning Solutions
Founded with a mission to provide objective retirement planning advice, Lifetime Capital Planning Group specializes in creating comprehensive financial strategies tailored to individual needs. Our team of experienced professionals adheres to a fiduciary standard, ensuring client interests remain paramount in every decision. We focus on three critical life events: retirement planning, long-term care preparation, and tax optimization, utilizing cutting-edge financial software to stress-test plans against real-world scenarios.With decades of combined industry experience, we offer fee-based advisory services and insurance solutions while maintaining transparency through a satisfaction-guaranteed process. Our educational workshops and personalized consultations empower clients to make informed financial decisions without obligation.
Services
Retirement Planning
Long Term Care Planning
Tax Planning
Investment Strategies
Fiduciary Advisory Services
Highlights and features
- We operate as fiduciaries, legally obligated to prioritize client interests above all
- Our proprietary retirement stress-test software evaluates plans against thousands of scenarios
- Comprehensive approach addressing all five retirement LIMITs (Longevity, Incapacitation, Market risk, Inflation, Taxation)
- Transparent fee structure with satisfaction-guaranteed planning services
- Decades of combined experience serving pre-retirees and retirees across multiple states
Services
Retirement Planning
Our retirement planning service creates personalized financial roadmaps addressing income, expense, and risk management strategies. We analyze clients' current financial status, project future needs, and develop actionable plans to ensure financial security throughout retirement. By stress-testing scenarios against market volatility and healthcare costs, we help clients build resilient retirement strategies.
Long Term Care Planning
This service addresses long-term care risks through insurance evaluation and asset protection strategies. We assess individual care needs, compare traditional and hybrid insurance policies, and develop contingency plans for potential care requirements. Our approach considers family caregiving impacts and regional cost variations while maintaining portfolio stability against care-related financial burdens.
Tax Planning
Our tax planning service optimizes retirement income strategies to minimize tax liabilities. We analyze clients' investment portfolios, retirement accounts, and income sources to implement tax-efficient withdrawal strategies. By projecting future tax scenarios and utilizing tax-advantaged vehicles, we help preserve wealth against potential rate increases and policy changes.
Investment Strategies
We develop customized investment strategies using ETFs, mutual funds, and individual securities. Our approach emphasizes cost-effective, diversified portfolios aligned with clients' risk tolerance and retirement timelines. All investments are custodied through Pershing/BNY Melon, with regular performance evaluations to ensure alignment with evolving financial goals.
Fiduciary Advisory Services
As fiduciaries, we provide impartial financial advice prioritizing client interests. Our advisory services include plan evaluations, implementation assistance, and ongoing strategy adjustments. We offer flat-fee consultations with no obligation to execute recommendations, ensuring clients maintain full control over their financial decisions while benefiting from professional expertise.
People
Geoff E George
President/Principal Advisor
With nearly 20 years in financial services, Geoff George founded Lifetime Capital to focus on personalized retirement planning. A fiduciary advisor and financial educator, he combines industry expertise with community involvement, serving as a founding member of the Metro North Alzheimer's Partnership while maintaining dual offices in Minnesota and Texas.
Anne Allar
Partner/Director of Marketing
Anne Allar established Allar Long Term Care in 2002 before merging with Lifetime Capital in 2017. As Director of Marketing, she manages client relations and educational workshops, leveraging her marketing background and personal experience with long-term care planning to enhance client interactions and operational efficiency.
Nicole Mattingly
Office Manager
Nicole Mattingly oversees daily operations at Lifetime Capital's headquarters, managing client data and compliance systems. With a finance degree and 15 years in Texas, she combines technical expertise with problem-solving skills to maintain operational efficiency while providing frontline client support.
Kelsey Pennington
Director of Operations
Kelsey Pennington manages operational activities and client communications, applying her organizational administration expertise to ensure smooth business operations. With prior experience in hospitality and nonprofit sectors, she brings a detail-oriented approach to client data management and technology integration while maintaining active community involvement.
Questions
What makes Lifetime Capital different from other financial advisors?
We operate as fiduciaries, legally required to prioritize client interests. Our proprietary retirement stress-testing software evaluates plans against thousands of scenarios, and we offer satisfaction-guaranteed planning services with no implementation obligation.
Do you only work with clients in Texas?
While our main office is in Flower Mound, Texas, we serve clients nationwide through virtual consultations and maintain additional office hours in Minnesota to accommodate geographic diversity.
What retirement planning services do you offer?
We provide comprehensive retirement planning covering income strategies, expense projections, and risk management for longevity, healthcare needs, market volatility, inflation, and tax implications using evidence-based financial modeling.
How do you handle long-term care planning?
Our approach combines traditional and hybrid insurance evaluation with asset protection strategies, considering family caregiving impacts and regional cost variations while maintaining portfolio stability against care-related financial burdens.
What investment strategies do you use?
We create diversified portfolios using ETFs, mutual funds, and individual securities tailored to risk tolerance and timelines. All investments are custodied through Pershing/BNY Melon with regular performance reviews to ensure alignment with evolving financial goals.
