Business Details
Your Trusted Credit Union in Southeast Texas
Eastex Credit Union has been serving communities in Southeast Texas for over half a century, offering a comprehensive range of financial products and services tailored to local needs. Founded on principles of community involvement and member-centric service, we prioritize personalized financial solutions that empower individuals and families to achieve their goals. Our experienced team delivers expertise in lending, savings, and digital banking, supported by a commitment to transparency and ethical practices.Recognized for our competitive rates and community-focused initiatives, we maintain a strong reputation as a trusted financial partner. Our operations adhere to rigorous industry standards, ensuring reliability and security for all member transactions.
Services
Auto Loans
Mortgage Loans
Personal Loans
Checking Accounts
Savings Accounts
Credit Cards
Online Banking
Mobile Banking
Certificate Rates
Financial Calculators
Highlights and features
- We offer over 50 years of localized financial expertise in Southeast Texas.
- Our personalized loan programs include competitive rates for auto, mortgage, and personal loans.
- We prioritize community development through local event sponsorships and educational initiatives.
- Our digital banking platform provides 24/7 account access with advanced security features.
- We maintain transparent fee structures and member-focused financial education resources.
Associations and certifications
- American Share Insurance (ASI)
Services
Auto Loans
We provide competitive auto loan programs for new and used vehicles with rates starting at 4.45% APR. Our flexible terms accommodate various credit profiles, and our team offers guidance throughout the vehicle purchasing process. Members benefit from pre-approval options and transparent financing disclosures.
Mortgage Loans
Our mortgage solutions include fixed-rate and refinance options for primary residences, investment properties, and second homes. With low down payment programs and personalized guidance from NMLS-certified officers, we simplify the home financing process while maintaining competitive rates.
Checking Accounts
We offer no-minimum checking accounts with mobile banking, shared branching access, and budgeting tools. Features include free e-statements, wire transfer capabilities, and integration with personal financial management software for comprehensive money management.
Savings Accounts
Our savings products include tiered-rate accounts, money market options, and youth savings programs. With rates up to 0.95% APY and low $5 minimum opening deposits, we provide accessible options for short-term and long-term savings goals.
Online Banking
Our 24/7 digital platform enables account management, bill payments, fund transfers, and loan applications. Security features include multi-factor authentication and real-time fraud monitoring, while mobile apps support mobile check deposit and location-based ATM finder tools.
Questions
How do I become a member of Eastex Credit Union?
Membership requires living, working, or worshipping in Southeast Texas. Visit our 'How to Join' page or contact us directly to start the application process with a minimum $5 deposit.
What loan options are available for first-time homebuyers?
We offer fixed-rate mortgages with low down payment options and no closing cost programs. Our mortgage team provides personalized guidance for first-time buyers through the entire home purchasing process.
Are my deposits insured at Eastex Credit Union?
Yes, all deposits are insured up to $250,000 by the American Share Insurance (ASI), providing security comparable to FDIC insurance for credit union members.
Can I access my accounts outside of business hours?
Our online and mobile banking platforms provide 24/7 account access for transactions, bill payments, and loan management. Emergency card assistance is available after hours through our dedicated support line.
What financial education resources do you provide?
We offer budgeting tools, loan calculators, and financial literacy programs through our website and community workshops. Our team provides personalized guidance for improving financial wellness and credit health.
