Cheap Auto Insurance Network

At Cheap Auto Insurance, we've been providing personalized quotes over the phone for over 20 years. Our team of professionals is dedicated to helping you save money on your monthly car insurance premium. With just a two-minute call, you can find out how much you can save. Call us today at 800-807-0762 to get started.

Our Services

We understand that navigating the world of auto insurance can be confusing, which is why we're here to guide you through the process. Our services include providing information on different types of auto insurance coverage, helping you understand premiums and deductibles, and assisting you in identifying your insurance needs.

We can help you cross-check your list of insurance needs with your state's requirements to ensure you have all the necessary coverage. Additionally, we can review the amount of insurance coverage you're considering to ensure it provides adequate protection for you and your property.

Our goal is to provide you with the best possible auto insurance policy that meets your needs and fits your budget. Whether you're a man or a woman, we believe that everyone deserves equal access to affordable car insurance. Our team is dedicated to helping you find the perfect policy, regardless of your gender.

Auto Insurance Coverage Explained

We know that understanding the different types of auto insurance coverage can be overwhelming. That's why we're here to break it down for you. Here are some of the main types of coverage:

• Bodily Injury Liability: This type of coverage pays for medical expenses, pain and suffering, lost wages, and funeral expenses for those injured in an accident where you are legally responsible. It also covers legal fees to defend yourself in the event of a lawsuit.

• Property Damage Liability: If you're at fault in an accident, this coverage will pay for the repair costs of the damaged vehicles and any other properties damaged, such as street lamps or buildings.

• Collision Coverage: This coverage pays for damages to your car and the other party's vehicle as a result of an accident. If you're at fault, the insurance company will reimburse you for the repair costs after you've paid the deductible. If you're not at fault, the insurance company will seek reimbursement from the other party to cover the repair costs of your vehicle.

• Uninsured/Underinsured Coverage: This coverage helps you and your passengers with medical expenses after being injured by a motorist who is not insured or underinsured, provided the driver is legally responsible for the accident.

Premiums and Deductibles

Two key terms in auto insurance are premiums and deductibles. Your premium is the amount your insurance company charges you for a particular auto insurance policy. Your deductible is the amount you have to pay out of pocket towards damages obtained in an accident.

For example, if you have purchased a policy with a $200 deductible and the accident costs $500 in damages, you would be responsible for paying the first $200 in damages, while your insurance company covers the rest.

The Benefits of Buying Insurance Online

Buying insurance online can be a convenient and cost-effective way to purchase your auto insurance needs. The best online auto insurance agency wants you to get your money's worth, experience the most convenient means of purchasing your auto insurance needs online, and be the wisest buyer you can be, regardless of who you buy your policy from.

By identifying your auto insurance needs, cross-checking the list with your state's requirements, and reviewing the amount of insurance coverage you're considering, you can ensure you have the best possible auto insurance policy that meets your needs and fits your budget.

At Cheap Auto Insurance, we're here to help you every step of the way. Call us today at 800-807-0762 to get started on finding the perfect auto insurance policy for you.