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Business Details
50+ Years
experience
Your Trusted Insurance Partner in Westmont, IL
West Suburban Insurance has served the Chicagoland suburbs since 1974, specializing in personalized insurance solutions for both individuals and businesses. Our agency maintains a legacy of trust built over 50 years, with Rick Martin continuing his father's tradition of client-focused service. We prioritize direct client relationships through in-person meetings while remaining accessible via phone or email.

Our expertise extends to commercial lines insurance through Mike McNett, who joined in 2023 and brings 20+ years of restoration industry experience. As members of SIAA, we leverage partnerships with A+ rated insurers to deliver competitive coverage options. Our service philosophy emphasizes risk management, cost control, and maintaining the highest standards of client care.
Services
Personal Insurance Auto Insurance Home Insurance Life Insurance Business Insurance
Details
  • Year established: 1974
Highlights and features
  • We offer 50+ years of insurance expertise in Chicagoland
  • Our SIAA membership provides access to top-tier insurers
  • We represent only A+ rated insurance companies
  • Our team includes specialists in restoration contractor insurance
  • We maintain direct, personalized client relationships
Associations and certifications
  • SIAA
Services
Personal Insurance
We provide comprehensive personal insurance solutions including auto, home, life, and health coverage. Our specialists help clients protect their assets and family with customized policies. With access to multiple A+ rated carriers, we ensure competitive rates and tailored protection for Chicagoland residents.
Business Insurance
Our business insurance services cater to contractors, manufacturers, and service providers across Chicagoland. We offer liability, property, workers' compensation, and umbrella policies tailored to specific industries. With in-house underwriting expertise, we create comprehensive risk management solutions for businesses of all sizes.
Auto Insurance
We offer customized auto insurance policies for standard vehicles, antique cars, motorcycles, and specialty vehicles. Our coverage includes liability protection, collision coverage, and discounts for bundled policies. With access to top-rated insurers, we help clients find affordable protection that meets Illinois requirements.
Home Insurance
Our home insurance solutions cover single-family homes, condos, and rental properties throughout Chicagoland. Policies include protection against fire, theft, and natural disasters, with optional flood and earthquake coverage. We also offer identity theft protection and umbrella policy add-ons for enhanced security.
Umbrella Policy
We provide umbrella insurance policies that extend liability coverage beyond standard auto and home policies. This protection covers catastrophic claims including libel, slander, and personal injury lawsuits. Our specialists help clients determine appropriate coverage limits to protect their assets.
People
Rick Martin
Insurance Agent
With over 50 years of experience, Rick Martin continues his family's insurance legacy since 1974. He specializes in building long-term client relationships and ensuring comprehensive coverage solutions for personal and business needs.
Mike McNett
Commercial Lines Specialist
Mike joined West Suburban in 2023, bringing 20+ years of restoration industry experience. As former owner of a fire and water restoration company, he offers unique insights into contractor risk management and commercial insurance solutions.
Questions
What types of insurance do you offer?
We provide personal insurance (auto, home, life) and commercial insurance (liability, property, workers' compensation) for Chicagoland residents and businesses.
Do you offer payment plans?
Yes, we provide flexible payment options through our partner providers including monthly, quarterly, and annual payment plans.
Are you affiliated with any insurance networks?
We're members of SIAA, the largest alliance of independent insurance agencies in the US, giving us access to preferred carrier rates.
What areas do you serve?
We primarily serve Westmont and the surrounding Chicagoland suburbs, with commercial insurance capabilities across Illinois and neighboring states.
Can you help with specialized insurance needs?
Yes, we specialize in unique coverage including restoration contractor insurance, antique vehicle policies, and umbrella liability protection.