Sarasota Municipal Employee Credit Union

1st Street Credit Union is a member-owned financial institution serving the Sarasota community since 1952. We prioritize providing exceptional customer service, competitive rates, and innovative products and services to help our members achieve their financial goals.

Our Mission

Our mission is to empower our members through personalized financial solutions, fostering a strong and vibrant community through shared success.

Who We Are

Our dedicated team of professionals has extensive experience in financial services, committed to understanding your unique needs and providing tailored guidance. We believe in building relationships based on trust and open communication.

What We Offer

1st Street Credit Union offers a comprehensive range of financial services to meet your diverse needs, including:

Basic Banking

• Savings and checking accounts
• IRA accounts
• Mastercard debit and credit cards
• Online and mobile banking
• ATM network access

Borrowing Solutions

• Competitive auto loans with low interest rates
• Personal loans for various financial needs
• Credit card consolidation
• Home equity loans and lines of credit

Specialized Services

• Extended warranty protection for your vehicle
• Insurance solutions through IDSafeChoice
• Education assistance through the Earl Parker Grant
• Shared Branching access to over 5,400 locations nationwide

Our Values

Our core values guide us in everything we do:

• Integrity: We adhere to the highest ethical standards and maintain transparency in all our dealings.
• Member Focus: Your success is our success, and we prioritize your needs and concerns.
• Community Involvement: We actively support organizations that contribute to the betterment of our community.
• Innovation: We embrace new technologies and solutions to enhance your financial experience.
• Stewardship: We are committed to responsible financial practices and environmental awareness.

Join Us Today

1st Street Credit Union welcomes new members! Join us and experience the difference a member-owned financial institution can make in your financial journey.