Baycel Federal Credit Union

Our Mission

Baycel Federal Credit Union exists to empower our members through comprehensive financial services, personalized guidance, and a deep understanding of their needs. We are dedicated to fostering financial well-being and helping our members achieve their financial goals.

Who We Are

Founded in 1952, Baycel Federal Credit Union is a member-owned financial institution serving the people of Matagorda County, Texas. With over 18,000 members and $230 million in assets, we are a strong and growing financial institution committed to providing personalized banking services and fostering a sense of community.

1. Comprehensive Financial Services

• Free Checking Accounts with no minimum balance requirements or monthly fees
• Competitive loan options for boats, autos, personal loans, and more
• Convenient online and mobile banking
• A wide range of investment and retirement products
• Dedicated business banking services

2. Personalized Guidance and Support

• Experienced financial advisors to help you reach your financial goals
• Tailored financial plans to meet your unique needs
• Personalized workshops and financial education resources
• Dedicated customer service team available to assist you every step of the way

3. Community Involvement

As a community-driven organization, we actively support local causes and initiatives. We believe in fostering financial well-being not just for our members, but for the entire community we serve.

Our Values

• Integrity: We operate with transparency and accountability, prioritizing ethical practices and member trust.
• Commitment: We are dedicated to serving our members' needs and exceeding their expectations.
• Accessibility: We strive to provide convenient and accessible services that meet the diverse needs of our members.
• Empowerment: We believe in empowering our members to take control of their financial future.
• Community: We are committed to supporting the communities we serve and fostering financial awareness.

Join Us

Membership in Baycel Federal Credit Union is open to anyone who lives, works, worships or attends school in Matagorda County, Texas, and their immediate families. Membership is also open to certain individuals who maintain a close and regular economic relationship with a current member.