Business Details
50+ Years
experience
Your Trusted Financial Partner in Kansas
Heartland Credit Union has served Kansas communities since April 1, 1948, evolving from the Hutchinson Teachers Credit Union to a member-owned cooperative serving diverse Kansans. Our cooperative structure ensures every member owns a stake in our institution, maintaining the same core values through decades of growth. We offer comprehensive financial solutions including home loans, auto loans, business lending, and savings products with competitive rates. Our commitment to community impact is demonstrated through financial education programs, partnerships with local organizations, and active volunteer efforts. With physical branches and digital banking options, we combine traditional service excellence with modern convenience.Our team prioritizes personalized financial guidance, as evidenced by member testimonials highlighting exceptional customer service and tailored loan assistance. As a federally insured credit union, we maintain strict regulatory compliance while focusing on member satisfaction. Our financial wellness initiatives include free credit score management tools and educational resources to help members achieve long-term financial stability. Through mergers and expansions, we've preserved our founding mission of delivering solutions one dream at a time. This enduring commitment to community-focused banking has earned us generations of loyal members across Kansas.
Services
Home Loans
Auto Loans
Personal Loans
Checking Accounts
Money Market Accounts
Business Loans
Savings Accounts
Credit Cards
Investment Services
Financial Education
Details
- Year established: 1948
Highlights and features
- We're a member-owned cooperative with 75+ years of local banking expertise
- Our competitive loan rates include auto loans from 5.24% APR and personal loans from 9.75% APR
- We offer free financial education and credit score management tools
- Our personalized service includes dedicated branch managers and one-on-one financial advice
- We maintain a strong community commitment through local partnerships and volunteer efforts
Associations and certifications
- NCUA
What people say
Polite, professional, and respectful
Patient
Personal connection
Dedication to our community
Competitive rates
Services
Home Loans
We provide home loans to help members achieve homeownership. Our lending specialists offer personalized guidance through the mortgage process. Competitive rates and flexible terms make buying a home more accessible for Kansas residents.
Auto Loans
Our auto loans feature rates starting at 5.24% APR with terms up to 72 months. We assist members with purchasing new or used vehicles through a streamlined approval process. Loan specialists work with buyers to find financing that fits their budget.
Money Market
Our money market accounts offer up to 3.00% APY with tiered interest rates based on balance. These accounts combine savings growth potential with easy access to funds. Members benefit from competitive returns compared to traditional savings options.
Financial Education
We provide free financial education resources including online courses and one-on-one counseling. Our programs cover budgeting, credit management, and long-term financial planning. Certified advisors help members improve financial literacy and achieve personal goals.
Business Loans
Our business lending solutions include commercial real estate loans, lines of credit, and SBA loans. We support Kansas entrepreneurs with financing for expansion, equipment purchases, and working capital. Personalized service helps businesses grow sustainably.
Questions
How do I apply for a loan with Heartland Credit Union?
Apply online through our secure portal or contact your local branch. Our loan specialists will guide you through the process and required documentation.
What financial education resources do you offer?
We provide free online courses and one-on-one financial counseling with certified advisors to help improve money management skills and credit understanding.
Are my deposits insured at Heartland Credit Union?
Yes, all deposits are federally insured up to $250,000 by the NCUA, providing security for your savings and checking accounts.
What communities do you serve?
We serve members across Kansas with physical branches and digital banking services available statewide.
How can I access my accounts online?
Use our digital banking platform to manage accounts, transfer funds, and access financial tools from any device with internet connectivity.