Business Details
San Francisco Bankruptcy Attorneys Offering Expert Support
The Bankruptcy Law Center of Thomas R. Burns has provided dedicated legal support to individuals and businesses facing financial challenges for over 23 years. Our practice focuses exclusively on bankruptcy law, offering tailored solutions through Chapter 7 and Chapter 13 filings, debt elimination strategies, and asset protection. We prioritize a client-centered approach, combining deep expertise with compassionate guidance to help clients achieve financial stability. Our team ensures personalized attention throughout the process, including direct attorney representation during court proceedings. With a proven track record in the Bay Area, we empower clients to navigate complex bankruptcy laws and secure a fresh start.Our commitment to transparency, ethical practices, and practical legal advice has earned us trust within the community. We actively educate clients on their rights and options, ensuring informed decisions. Our services extend to diverse financial situations, from personal debt relief to business restructuring. By maintaining a focused practice, we deliver specialized knowledge that addresses both immediate needs and long-term financial health. Our reputation for professionalism and client satisfaction reflects our dedication to resolving financial crises with dignity and efficiency.
Services
Business Bankruptcy
Chapter 13 Bankruptcy
Chapter 7 Bankruptcy
Credit Card Debt Relief
Tax Debt Elimination
Lien Stripping
Asset Protection
Stop Foreclosure
Stop Repossession
Highlights and features
- We offer over 23 years of specialized bankruptcy law experience.
- Our team provides direct attorney representation throughout the process.
- We serve the entire seven-county Bay Area with localized expertise.
- Our practice focuses exclusively on bankruptcy for deeper specialization.
- We guarantee personalized attention from initial consultation to case completion.
What people say
Professional the entire time
Competence and professionalism
Made it painless
Great staff
Ten Stars
Services
Chapter 7 Bankruptcy
Chapter 7 bankruptcy eliminates unmanageable debt through asset liquidation, providing a fresh financial start. This process stops wage garnishments and creditor harassment while discharging eligible debts like credit cards and medical bills. Our firm guides clients through asset exemptions to protect essential property.
Chapter 13 Bankruptcy
Chapter 13 restructures debt into manageable monthly payments over 3-5 years. This option stops foreclosures, reduces mortgage liens, and allows partial tax debt repayment. We help clients create court-approved plans to retain assets while resolving financial obligations systematically.
Business Bankruptcy
Business bankruptcy solutions address corporate debt while protecting operational assets. We assist with Chapter 7 liquidation or Chapter 11/13 reorganization, ensuring compliance with complex commercial bankruptcy laws. Our services help businesses navigate debt restructuring or orderly closure.
Credit Card Debt Relief
Credit card debt relief through bankruptcy stops collection calls and eliminates high-interest obligations. We analyze eligibility for complete discharge under Chapter 7 or reduced payments via Chapter 13, helping clients break free from predatory lending cycles permanently.
Stop Foreclosure
Foreclosure prevention services use bankruptcy to halt home seizures immediately. Chapter 13 plans allow arrears repayment while retaining property. We negotiate with lenders to modify terms or strip junior liens, preserving home equity through legally enforced protections.
People
Thomas R. Burns
Attorney
With over 23 years of bankruptcy law experience, Thomas R. Burns specializes in Chapter 7 and 13 filings. A NACBA member, he prioritizes personalized client education and practical debt solutions while maintaining courtroom advocacy expertise for complex cases.
Questions
What bankruptcy chapter should I choose?
Chapter 7 eliminates debt through asset liquidation, while Chapter 13 restructures payments over 3-5 years. Our attorneys analyze income, debt type, and assets to recommend the optimal solution for your financial situation.
Will bankruptcy stop creditor harassment?
Yes, filing initiates an automatic stay that immediately halts collection calls, wage garnishments, and foreclosure actions. Violations of this court order can result in penalties against creditors.
Can I keep my home after filing?
Chapter 13 allows mortgage arrears repayment to retain property. Exemptions in Chapter 7 may protect home equity up to specific limits. We develop strategies to preserve essential assets during bankruptcy proceedings.
How does bankruptcy affect credit scores?
While bankruptcy impacts credit reports for 7-10 years, it often improves financial capacity faster than debt repayment. Clients typically rebuild credit within 2-3 years through responsible financial management post-discharge.
What debt cannot be discharged?
Non-dischargeable debts include recent taxes, student loans, child support, and criminal restitution. We provide detailed assessments during consultations to clarify which obligations remain after bankruptcy proceedings.
